This article is about the concept of a society which no longer uses cash. For the Southern African band, see Cashless Society (band).
A consumer pays for coffee using the Apple Pay app on their phone and a Square reader.
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Note: This article focuses only on the term "cashless society" in the sense of a move towards a society in which cash is replaced by its digital equivalent—in other words, legal tender (money) exists, is recorded, and is exchanged only in electronic digital form.
In a cashless society, financial transactions are not conducted with physical banknotes or coins, but instead with digital information (usually an electronic representation of money).[1][2] Cashless societies have existed from the time when human society came into existence, based on barter and other methods of exchange, and cashless transactions have also become possible in modern times using credit cards, debit cards, mobile payments, and digital currencies such as bitcoin.
Such a concept has been discussed widely, particularly because the world is experiencing a rapid and increasing use of digital methods of recording, managing, and exchanging money in commerce, investment and daily life in many parts of the world, and transactions which would historically have been undertaken with cash are often now undertaken electronically.[3][4] Some countries now set limits on transactions and transaction values for which non-electronic payment may be legally used.[5]
^"The Cost of Cash in the United States" (PDF). The Fletcher School Tufts University. p. 9. Archived from the original (PDF) on 1 December 2016. Retrieved 17 December 2016.
^Kitamura, Yukinobu (2022). "A Cashless Society: Facts and Issues". Quest for Good Money: Past, Present and Future. Hitotsubashi University IER Economic Research Series. 48: 125–139. doi:10.1007/978-981-19-5591-4_7. ISBN 978-981-19-5590-7.
^Cite error: The named reference guardian was invoked but never defined (see the help page).
^Sheffield, Hazel (21 May 2015). "The UK is getting closer to becoming a completely cashless society". The Independent.
^"Cashless-Society.org". Cashless-Society.org. Archived from the original on 14 December 2017. Retrieved 27 January 2017.
In a cashlesssociety, financial transactions are not conducted with physical banknotes or coins, but instead with digital information (usually an electronic...
counterfeit banknotes to the account holder and physically seize it. Cashlesssociety can be defined as one in which all financial transactions are handled...
however, 1-, 2- and 5-cent coins are no longer used in New Zealand. A cashlesssociety describes an economic state whereby financial transactions are not...
transition that merges technology, biology, and society. Digital technology has infiltrated the fabric of human society to a degree of indisputable and often life-sustaining...
problem." Complementary currency Automated clearing house Cashless catering Cashlesssociety Community Exchange System Cryptocurrency exchange Cryptocurrency...
the Internet of Things (42%), and platform implementation (38%). A cashlesssociety describes an economic state in which transactions no longer use physical...
T. Karlsson and B. Thodenius (24 April 2014). "The origins of the cashlesssociety: cash dispensers, direct to account payments and the development of...
system to give visiting tourists a taste of the nation's burgeoning cashlesssociety. The announcement received a variety of responses: some believe it...
have widely acknowledged the value of collective intelligence from civil society, academic and private sector participants of the Delphi, especially in...
Datta, Dhriti (13 September 2019). "The origins of UPI: Road to a cashlesssociety | Digit". Digit. Archived from the original on 19 May 2021. Retrieved...
commerce. No ethnographic studies have shown that any present or past society has used barter without any other medium of exchange or measurement, and...
2014). "Zimbabwe's Econet Wireless and the making of Africa's first cashlesssociety". The Guardian. "Econet Companies". Econet Group Website. "Strive Masiyiwa"...
March 5, 2012. Feige, Edgar L. (February 2, 2012). "The myth of the "cashlesssociety": How much of America's currency is overseas?". Mpra Paper. Retrieved...
in the TaiwanMoney Card. The Mondex scheme was a forerunner in the cashlesssociety that is common today via mobile payment, digital wallets, and contactless...
original on 12 April 2018. Retrieved 8 April 2018. "Towards a Smart CashlessSociety with Contactless Pay". 2 March 2018. Archived from the original on...
Pathway Matrix has been developed going from basic units to applications in society. This tool aims to show that a readiness level of a technology is based...
January 2015. Retrieved 18 July 2017. Ahmed, Shazeda (24 January 2017). "CashlessSociety, Cached Data Security Considerations for a Chinese Social Credit System"...
In the event of contact, humanity would see progress in all areas of society in order to join this supercivilization; it is also expected that an ethnographic...
consumers with financial services and Fintech, with the ultimate goal of a cashlesssociety in Thailand. Financial Services & Fintech categories: Credit : The1...
those paying kidnappers' ransoms, and that it was a step towards a cashlesssociety. He also argued that it would help reduce inflation. Some analysts...
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