An urban commercial bank (Chinese: 城市商业银行; pinyin: Chéngshì Shāngyè Yínháng) or city-based commercial bank refers to a type of bank in China operating locally with significant shares from the local government. Founded as urban credit cooperatives in 1980s, it aimed to provide funds for local small and medium-sized enterprises and stimulate local economy.
There are currently 162 urban commercial banks operating across China.[1] In 2017, the total assets and liabilities of all urban commercial banks combined was 31721.7 billion yuan, making up 12.70% of all Chinese banks.[2] Typical examples include Bank of Beijing, Bank of Shanghai and Bank of Jiangsu.[3]
^"国内银行业金融机构". cbrc.gov.cn. Retrieved 12 February 2019.
^"2018年中国城市商业银行发展现状及改革趋势分析【图】". chyxx.com. Retrieved 12 February 2019.
^"2018上半年中国城市商业银行排行". enet.com.cn. Retrieved 12 February 2019.
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