The Philippines has a comprehensive banking system encompassing various types of banks, from large universal banks to small rural banks and even non-banks. As of September 30, 2022,[1] there were forty-five (45) universal and commercial banks,[2] forty-four (44) savings banks,[3] four hundred (400) rural and cooperative banks,[4] forty (40) credit unions and 6,267 non-banks with quasi-banking functions, all licensed by the Bangko Sentral ng Pilipinas (Central Bank of the Philippines) under the General Banking Act of 2000.[5]
On top of regular banking services offered by universal, commercial, thrift and rural banks, there are savings and loan associations which are mainly based in communities and among retirees in the armed forces and the police organization and other employees of the government of the Philippines. Prominent among these small savings services is the Armed Forces and Police Savings and Loan Association, Inc. (AFPSLAI), which is exclusive to active servicemen and retirees of the armed forces in the Philippines.[6]
^Chipongian, Lee (February 12, 2014). "Total bank resources grow 24% to P10.423 trillion in 2013 – BSP | Manila Bulletin | Latest Breaking News | News Philippines". Manila Bulletin. Retrieved April 14, 2014.
^"BSP Universal & Commercial Banks - Ranking in terms of assets in 2022". BSP. bsp.gov.ph. Retrieved September 30, 2022.
^"BSP Thrift banks-Ranking in terms of assets in 2022". BSP. bsp.gov.ph. Retrieved September 30, 2022.
^"BSP list of accredited and authorized Rural & Cooperative banks in 2022". BSP. bsp.gov.ph. Retrieved February 27, 2023.
^"General Banking Law of 2000". BSP. bsp.gov.ph. Retrieved February 27, 2023.
^"History of AFPSLAI". AFPSLAI. afpslai.com.ph. Retrieved February 27, 2023.
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