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Short Payment Descriptor
SPAYD stored in the QR Code to transfer CZK 250 ($11.53) to Czech Red Cross Humanity Fund
Filename extension
.spayd
Internet media type
application/x-shortpaymentdescriptor
Open format?
Yes
Short Payment Descriptor (SPAYD, SPD) is a compact data format for an easy exchange of payment information using modern electronic channels, such as smart phones or NFC devices. Practically, the format is being deployed in the Czech Republic (where the format is an accepted unique standard for QR code payments) and the Slovak Republic, but the format can be technically used with any bank using IBAN account numbers. That includes currently the majority of European countries, some in the Middle East and a few others.
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