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Short Payment Descriptor information


Short Payment Descriptor
SPAYD stored in the QR Code to transfer CZK 250 ($11.53) to Czech Red Cross Humanity Fund
Filename extension
.spayd
Internet media type
application/x-shortpaymentdescriptor
Open format?Yes

Short Payment Descriptor (SPAYD, SPD) is a compact data format for an easy exchange of payment information using modern electronic channels, such as smart phones or NFC devices. Practically, the format is being deployed in the Czech Republic (where the format is an accepted unique standard for QR code payments) and the Slovak Republic, but the format can be technically used with any bank using IBAN account numbers. That includes currently the majority of European countries, some in the Middle East and a few others.

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Short Payment Descriptor

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Short Payment Descriptor (SPAYD, SPD) is a compact data format for an easy exchange of payment information using modern electronic channels, such as smart...

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Descriptor

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statement Short Payment Descriptor, a compact data format for an easy exchange of a payment information using modern electronic channels Data descriptor, a software...

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QR code payment

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QuickPass for payment. In 2012, the Czech branch of Raiffeisen Bank International developed the Short Payment Descriptor format for exchanging payment information...

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QR code

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in the Czech Republic when an open format for payment information exchange – a Short Payment Descriptor – was introduced and endorsed by the Czech Banking...

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EPC QR code

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used in Finland (2015), Germany (2015), the Netherlands (2016). Short Payment Descriptor International Bank Account Number (IBAN) EPC guidelines "Federation...

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Credit card

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A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card...

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SDD

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of a course or a description of a software product Solution Deployment Descriptor, a proposed OASIS standard for software deployment, configuration and...

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Government Security Classifications Policy

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document special handling instructions include Descriptors, Codewords, Prefixes and national caveats. A DESCRIPTOR is used with the security classification...

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GIF

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fixed-length Logical Screen Descriptor giving the pixel dimensions and other characteristics of the logical screen. The screen descriptor may also specify the...

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Entertainment Software Rating Board

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"content descriptors" which detail specific types of content present in a particular game. More recently, the ratings also include descriptors for games...

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ChatGPT

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bias, which may be revealed when ChatGPT responds to prompts including descriptors of people. In one instance, ChatGPT generated a rap in which women and...

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Jajmani system

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villages to be mostly self-sufficient. The word jajmani has its origins as a descriptor of those who paid for religious sacrifices in the Vedic period but today...

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Glossary of video game terms

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involving extensive diplomacy, technology trees, and win conditions. 8-bit A descriptor for hardware or software that arose during the third generation of video...

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Developing country

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had become less relevant and that they will phase out the use of that descriptor. Instead, their reports will present data aggregations for regions and...

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Caitlyn Jenner

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her new name and image, and began publicly using feminine pronoun self-descriptors. Jenner held a renaming ceremony in July 2015, adopting the name Caitlyn...

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WannaCry ransomware attack

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resource section. It also hides the extracted directory, modifies security descriptors, creates an encryption key, deletes shadow copies, and so on. As with...

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Reform UK

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anyone representing the Conservative Party." Reform UK itself rejects the descriptor, and has threatened legal action against media using it. The party's constitution...

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Animal stereotypes of Palestinians in Israeli discourse

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Elisheva Federman the wife of the extremist Noam Federman, used this descriptor in prefacing her reasons for giving Palestinians an option, either leave...

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Mexico

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summer. In the Sonoran Desert temperatures reach 50 °C (122 °F) or more. Descriptors of regions are by temperature,[citation needed] with the tierra caliente...

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Castle Grant

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castle was originally named Freuchie (from 'Fraoichaich', Scottish Gaelic descriptor for being of or abounding in, Heather) Castle and James Grant of Freuchie...

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Crusades

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way of the cross. By the mid 13th century the cross became the major descriptor of the crusades with crux transmarina—"the cross overseas"—used for crusades...

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Scalawag

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States of America. The term is commonly used in historical studies as a descriptor of Reconstruction Era Southern white Republicans, although some historians...

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Healthcare in the United States

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a combination of public programs, private insurance, and out-of-pocket payments. The U.S. is the only developed country without a system of universal healthcare...

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