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Student loans in the U.S.
Regulatory framework
National Defense Education Act Higher Education Act of 1965 HEROES Act U.S. Dept. of Education · FAFSA Cost of attendance · Expected Family Contribution
Distribution channels
Federal Direct Student Loan Program Federal Family Education Loan Program
Loan products
Perkins · Stafford PLUS · Consolidation Loans Private student loans
A PLUS Loan is a student loan, which is part of the Federal Direct Student Loan Program, offered to parents of students enrolled at least half time, or graduate and professional students, at participating and eligible post-secondary institutions. The original, now obsolete, meaning of the acronym was "Parent Loan for Undergraduate Students".
A PLUSLoan is a student loan, which is part of the Federal Direct Student Loan Program, offered to parents of students enrolled at least half time, or...
Tobys Plus (novel), 1976, by Joseph McElroy Plus (programming language) PLUS card, an expansion card type for some Tandy 1000 computer models PLUSLoan, a...
Parent PLUSloan for parents of dependent undergraduate students, the Graduate PLUSloan is an unsubsidized federally guaranteed education loan with no...
For undergraduate students there is the parent loan for undergraduate students or PLUSLoan. This loan allows parents to borrow up to the total cost of...
A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies...
Education Loan Program (FFELP) starting July 1, 2010; all subsidized and unsubsidized Stafford loans, PLUSloans, and Consolidation loans are under the...
Interlibrary loan (abbreviated ILL, and sometimes called document delivery, document supply, interlending, interlibrary services, interloan, or resource...
general election. There are four types of direct loans: Direct PLUSLoan: The direct PLUSloan is a federal loan that graduate or professional students and...
of loans: the subsidized Federal Stafford Loans, unsubsidized Federal Stafford loans, the Federal PLUSLoan for graduate students and for parents of dependent...
Student Loan Program (FDLP) includes consolidation loans that allow students to consolidate Stafford Loans, Graduate PLUSLoans, and Federal Perkins Loans into...
A mortgage loan or simply mortgage (/ˈmɔːrɡɪdʒ/), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real...
A home equity loan is a type of loan in which the borrowers use the equity of their home as collateral. The loan amount is determined by the value of the...
schools. Direct Loans include Direct Stafford Loans, Direct PLUSLoans, and Direct Consolidation Loans. The Federal Family Education Loan (FFEL) Program:...
payday loan (also called a payday advance, salary loan, payroll loan, small dollar loan, short term, or cash advance loan) is a short-term unsecured loan, often...
Loan officers evaluate, authorize, or recommend approval of loan applications for people and businesses. Most loan officers are employed by commercial...
university. The amount loaned or the loan agreement is often referred to as a student loan. In many countries, student loans work differently compared...
employer. Any loan made under the Direct Loan Program can qualify for PSLF. In particular, Subsidized and Unsubsidized Stafford Loans, PLUSLoans, and Federal...
A Federal Perkins Loan, also referred to as a Perkins Loan, was a need-based student loan offered by U.S. Department of Education from 1958 until 2017...
operations. It launched its consumer loans in 1994, HomePlusLoan and AutoPlusLoan, followed by China Check Plus, an interest-earning checking account...
savings and loan crisis of the 1980s and 1990s (commonly dubbed the S&L crisis) was the failure of 32% (1,043 of the 3,234) of savings and loan associations...
need-based student loanPLUSloans, which are part of the Federal Direct Student Loan Program Federal GradPLUSloans Federal student loan consolidation In...
Parent PlusLoans Tax withholding in the United States Federal Perkins Loan Stafford loan Federal Direct Student Loan Program Federal student loan consolidation...
A syndicated loan is one that is provided by a group of lenders and is structured, arranged, and administered by one or several commercial banks or investment...
economic downturn of the late 2000s and new federal restrictions on the PLUSLoan program. The decrease in enrollment, coupled with pending changes to the...