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Student loan information


A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies, and living expenses. It may differ from other types of loans in the fact that the interest rate may be substantially lower and the repayment schedule may be deferred while the student is still in school. It also differs in many countries in the strict laws regulating renegotiating and bankruptcy. This article highlights the differences of the student loan system in several major countries.

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Student loan

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A student loan is a type of loan designed to help students pay for post-secondary education and the associated fees, such as tuition, books and supplies...

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Student loans in the United States

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In the United States, student loans are a form of financial aid intended to help students access higher education. In 2018, 70 percent of higher education...

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Student Loans Company

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The Student Loans Company (SLC) is an executive non-departmental public body company in the United Kingdom that provides student loans. It is owned by...

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Student loan deferment

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Student loan deferment is an agreement between the student and lender that the student may reduce or postpone repayment of a student loan for a designated...

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Loan

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Payday loan Refund Anticipation Loan Sponsored repayment Smart contract Student loan Syndicated loan Title loan US specific: FAFSA Federal student loan consolidation...

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Student loans in New Zealand

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The Student Loan Scheme (SLS), introduced in New Zealand in 1992, provides student loans and allowances for course fees, course-related costs, and living...

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Public Service Loan Forgiveness

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a way out of their federal student loan debt burden by working full-time in public service. The program permits Direct Loan borrowers who make 120 qualifying...

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Student financial aid in Canada

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Government sponsored Student Loans in Canada was designed to help post-secondary students pay for their education in Canada. The federal government funds...

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Stafford Loan

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A Stafford Loan was a student loan offered from the United States Department of Education to eligible students enrolled in accredited American institutions...

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Student debt

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university. The amount loaned or the loan agreement is often referred to as a student loan. In many countries, student loans work differently compared...

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Federal Direct Student Loan Program

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Ford Federal Direct Loan Program (also called FDLP, FDSLP, and Direct Loan Program) provides "low-interest loans for students and parents to help pay...

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Student loans and grants in the United Kingdom

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Student loans and grants in the United Kingdom are primarily provided by the government through the Student Loans Company (SLC), an executive non-departmental...

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Student financial aid in the United States

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Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans. Federal student loans are loans directly...

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Student loans in France

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Student loans and grants in France are primarily provided by the government through the Centre régional des œuvres universitaires et scolaires (CROUS)...

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Subprime lending

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in the form of soft loans, income-sensitive repayment loans, income-contingent repayment loans and so on. Because student loans provide repayment records...

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Debt consolidation

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States, student loans which are part of the Federal Direct Student Loan Program are consolidated somewhat differently from in the UK, as federal student loans...

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Federal Student Aid

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financial aid in the United States. Federal Student Aid provides student financial assistance in the form of grants, loans, and work-study funds. FSA is a Performance-Based...

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Student Loan Xpress

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Student Loan Xpress (SLX) is a member company of New York-based CIT Group Inc. SLX became a wholly owned subsidiary of CIT Group, Inc in 2005. They ceased...

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Student loans in Denmark

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Student grants and loans in Denmark are administered by the Ministry of Science, Innovation and Higher Education (Ministeriet for Forskning, Innovation...

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Employer student loan contributions

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Employer student loan contributions are a type of employee benefit in the United States. With this benefit, employers pay back student loans on behalf...

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Sallie Mae

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SLM Corporation (commonly known as Sallie Mae; originally the Student Loan Marketing Association) is a publicly traded U.S. corporation that provides consumer...

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Student loan default in the United States

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promissory note. For federal student loans, default requires non-payment for a period of 270 days. For private student loans, default generally occurs after...

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Mortgage

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A mortgage loan or simply mortgage (/ˈmɔːrɡɪdʒ/), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real...

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Tertiary education fees in Australia

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Commonwealth Government. For most domestic students in higher education, the Commonwealth Government provides loans, subsidies, and/or social security welfare...

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Loan guarantee

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A loan guarantee, in finance, is a promise by one party (the guarantor) to assume the debt obligation of a borrower if that borrower defaults. A guarantee...

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Discover Financial

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bank that offers checking and savings accounts, personal loans, home equity loans, student loans and credit cards. It also owns and operates the Discover...

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College tuition in the United States

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the introduction of federal student loans. As public subsidies fell and costs and quality of education increased, loans played an increasingly important...

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Unsecured debt

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In such cases however, the loan is not considered to be a student loan – it is simply categorized as a general personal loan. Failure to make a payment...

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Student loans in South Korea

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Student loans in South Korea, are student loans provided to South Korea's students that are managed by the Korea Student Aid Foundation (KOSAF) which was...

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