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Host card emulation information


Host card emulation (HCE) is the software architecture that provides exact virtual representation of various electronic identity (access, transit and banking) cards using only software. Prior to the HCE architecture, near field communication (NFC) transactions were mainly carried out using hardware-based secure elements.[1]

HCE enables mobile applications running on supported operating systems to offer payment card and access card solutions independently of third parties while leveraging cryptographic processes traditionally used by hardware-based secure elements without the need for a physical secure element. This technology enables the merchants to offer payment cards solutions more easily through mobile closed-loop contactless payment solutions, offers real-time distribution of payment cards and allows for an easy deployment scenario that does not require changes to the software inside payment terminals.

  1. ^ "Host-based Card Emulation". developer.android.com. Retrieved March 1, 2015.

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Host card emulation

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Host Card Emulation Plus ("hCE+") is a proprietary hardened security derivative of host card emulation that is mostly used in the East Asian market. hCE+...

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from funds in their Google Wallet account, attached debit card account, or bank account. The card could also be used to withdraw cash at ATMs with no Google-associated...

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Digital card

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digital card can refer to a physical item, such as a memory card on a camera, or, increasingly since 2017, to the digital content hosted as a virtual card or...

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Microsoft Pay

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on mobile devices. Similar to Android Pay, Microsoft Pay utilized host card emulation (HCE) for making in-store payments. The service's original name was...

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Contactless payment

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initially required a physical secure element but this was replaced by host card emulation which was introduced in Android 4.4 (KitKat). Softcard (formerly...

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Android KitKat

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also added. KitKat supports host card emulation for near-field communications, which allows apps to emulate a smart card for activities such as mobile...

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Apple IIe Card

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The Apple IIe Card is a compatibility card, which through hardware and software emulation, allows certain Macintosh computers to run software designed...

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OS virtualization and emulation on Android

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running on, emulation, platform virtualization, or compatibility apps are no longer allowed to access files outside of their own SD card Sandbox. The...

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EMV

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(AID) is used to address an application in the card or Host Card Emulation (HCE) if delivered without a card. An AID consists of a registered application...

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QEMU

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user-mode emulation. System emulation In this mode QEMU emulates a full computer system, including peripherals. It can be used to provide virtual hosting of...

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Loyalty program

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standardize the format of mobile loyalty cards. With the introduction of host card emulation (HCE) and near field communication (NFC) technology for mobile applications...

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Emulator

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run software or use peripheral devices designed for the guest system. Emulation refers to the ability of a computer program in an electronic device to...

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Belarusbank

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developed on the basis of the HCE (Host Card Emulation) technology allowed issuing a virtual analogue of a payment card free of charge with the use of a...

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Bell ID

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management software, including key management, smart card management, EMV data preparation, and host card emulation-based mobile payments software. Bell ID was...

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Android version history

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versions of the SDK were released. These releases were done through software emulation as physical devices did not exist to test the operating system. Both the...

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Mobile commerce

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cards to be stored in a phone's SIM card or secure element Some providers are starting to use host card emulation, or HCE (e.g. Google Wallet and Softcard)...

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Commodore 64 disk and tape emulation

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Commodore 64 disk/tape emulation and data transfer comprises hardware and software for Commodore 64 disk & tape emulation and for data transfer between...

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Westpac

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taxes. On 22 July 2014, the firm announced that it would pilot a host card emulation (HCE) mobile payments technology to customers. It was the first bank...

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Carta Worldwide

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financial technology company that offers digital payments technology and modern card issuer processing for banks and financial technology "fintech" companies...

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HCE

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English language Hexachloroethane Hierarchical Cluster Engine Project Host card emulation RNGTT, a protein Humphrey Chimpden Earwicker, a character in James...

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Smart card

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A smart card (SC), chip card, or integrated circuit card (ICC or IC card), is a card used to control access to a resource. It is typically a plastic credit...

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HP 64000

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controller through an emulation memory bus. Accesses to emulation memory by either the host or user systems was through the controller card. Once the emulated...

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modern displays. Graphical emulation includes text mode, Hercules, CGA, EGA, VGA, VESA, S3 Trio 64, and Tandy. Sound emulation includes the PC speaker,...

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memory card formats, surpassing Miniature Card and SmartMedia. Subsequent formats, such as MMC/SD, various Memory Stick formats, and xD-Picture Card offered...

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virtualization technologies, or via terminal emulation. Some of these apps support having more than one emulation/virtual file system for different OS profiles...

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protocols, such as Diebold 91x (911 or 912) and NCR NDC or NDC+ provide emulation of older generations of hardware on newer platforms with incremental extensions...

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Motherboard

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definition) with no Compatibility Support Module installed or installable. BIOS emulation and legacy PC/AT boot must be disabled. "Microsoft: All You Need to Know...

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reduce operating costs. The next generation of VDUs went beyond teletype emulation with an addressable cursor that gave them the ability to paint two-dimensional...

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