FinTS (Financial Transaction Services), formerly known as HBCI (Home Banking Computer Interface), is a bank-independent protocol for online banking, developed and used by German banks.
HBCI was originally designed by Germany's three banking "pillar" networks, namely the Sparkassen-Finanzgruppe, German Cooperative Financial Group, and Association of German Banks. The result of this effort was an open protocol specification, which is publicly available. The standardisation effort was necessary to replace the huge number of deprecated homemade software clients and servers (some of them still using BTX emulation).
While IFX (Interactive Financial Exchange), OFX (Open Financial Exchange) and SET (Secure Electronic Transaction) are tailored for the North American market, HBCI is designed to meet the requirements of the European market.
The FinTS-specification is publicly available on a website run by the ZKA (Central Credit Committee).
qfx file and import it into Quicken. Quicken Interchange Format ISO 20022 FinTS (formerly HBCI) "Open Financial Exchange FAQ". Retrieved October 22, 2020...
phishing and pharming, in signature based online banking variants (HBCI/FinTS) the use of "Secoder" card readers is a measurement to uncover software...
The Financial Crimes Enforcement Network (FinCEN) is a bureau of the United States Department of the Treasury that collects and analyzes information about...
and other minor improvements. This plane entered production as the TS-9 Junak 3 ("TS" standing for the designer's initials), after having first flown on...
prime ministerial candidate of Homeland Union-Lithuanian Christian Democrats (TS-LKD) Ingrida Šimonytė formed a centre-right coalition with two liberal parties...
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ᑎᒃᑖᓕᒃ [tiktaːlik]) is a monospecific genus of extinct sarcopterygian (lobe-finned fish) from the Late Devonian Period, about 375 Mya (million years ago),...
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which are both brought in by Lili's stepfather; and two fire nozzles from the TS Queen Mary ocean liner. Also, Rick attempts to fix the shop's parking problem...
standard language is the development of the consonant gradation form /ts : ts/ as in metsä : metsän, as this pattern was originally (1940) found natively...
sale only online. In 2013, Subaru unveiled a BRZ tS model for the Japanese market, tuned by STI. The tS model features an improved suspension setup, 18...
United States defunct, last flight 12/30/2014, now part of Southwest Airlines TS TSC Air Transat AIR TRANSAT Canada TSQ airtransse AIRTRA Japan TTB Aerolíneas...
1899–1900. doi:10.1126/science.1092272. PMID 14671280. S2CID 83973542. Kemp TS (2005). The Origin and Evolution of Mammals (PDF). United Kingdom: Oxford...
surface) to allow wind to pass through the funnel, and a large smoke deflector fin on the top. Although criticised, the funnel design proved to be highly effective...
The name TS stands for "Tiger Shark", referring to its exclusive orange color and the shark origins of the Tiburon name. Only 80 of these 2005 TS models...
4882M. doi:10.1038/s41467-022-32621-5. PMC 9391490. PMID 35986022. Kemp, T.S. (2006). "The origin and early radiation of the therapsid mammal-like reptiles:...
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