The Fair Credit Billing Act (FCBA) is a United States federal law enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act. Its purpose is to protect consumers from unfair billing practices and to provide a mechanism for addressing billing errors in "open end" credit accounts, such as credit card or charge card accounts.[1]
^"Disputing Credit Card Charges". Federal Trade Commission. August 2012. Retrieved 2013-04-02.
and 26 Related for: Fair Credit Billing Act information
The FairCredit Reporting Act (FCRA), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer...
comprehensive credit card reform legislation that aims "to establish fair and transparent practices relating to the extension of credit under an open...
furnishers are the federal FairCredit Reporting Act (FCRA), Fair and Accurate Credit Transactions Act (FACTA), FairCreditBillingAct (FCBA), and Regulation...
The Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub. L.Tooltip Public Law (United States) 108–159 (text) (PDF)) is a U.S. federal...
Circuit Bar Association Federal Communications Bar Association FairCreditBillingAct (1974) sometimes: Federación Cubana de Béisbol This disambiguation...
Consumer CreditAct 1974 (c. 39) is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within...
limits cardholder liability for unauthorized use of a credit card to $50). The FairCreditBillingAct gives details of the U.S. regulations. Many banks now...
characteristics of applicants) and its amendment, the FairCreditBillingAct (protecting consumers from unfair billing practices and giving them remedies for fixing...
The Fair Labor Standards Act of 1938 29 U.S.C. § 203 (FLSA) is a United States labor law that creates the right to a minimum wage, and "time-and-a-half"...
card practices, and provides a means for fair and timely resolution of creditbilling disputes. With the exception of certain high-cost mortgage loans, TILA...
(That Act appears today in Title 25, sections 1301 to 1303 of the United States Code). Titles VIII and IX are commonly known as the Fair Housing Act, which...
information protection law) Fair and Accurate Credit Transactions Act – U.S. federal law FairCreditBillingActFairCredit Reporting Act – U.S. federal legislation...
A credit note or credit memo is a commercial document issued by a seller to a buyer. Credit notes act as a source document for the sales return journal...
States Credit zombie Criticism of credit scoring systems in the United States Identity theft FairCredit Reporting ActFair and Accurate Credit Transactions...
FairTax is a single rate tax proposal which has been proposed as a bill in the United States Congress regularly since 2005 that includes complete dismantling...
penalties and remedies for violations of the Act. It is sometimes used in conjunction with the FairCredit Reporting Act. The FDCPA broadly defines a debt collector...
the FairCredit Reporting Act (FCRA) is a federal law that regulates the manner in which consumer credit reporting agencies may maintain credit information...
consumer disputes an item on a credit report obtained using the free system, under the FairCredit Reporting Act (FCRA), the credit bureaus have 45 days to investigate...
billing statement.[citation needed] A debtor who pays their debts on time and most of the balance each month tends to positively affect their credit score...
Global Information