Global InformationYNAB information
 | |
| Company type | Private |
|---|---|
| Industry | Personal finance, software |
| Founded | 2004 |
| Founder | Jesse Mecham |
| Headquarters | Lehi, Utah, United States |
Area served | North America, Europe |
| Products | Web application, mobile application |
Number of employees | 100+[1] (2021) |
| Website | www |
You Need a Budget (YNAB) (pronounced /ˈwaɪnæb/) is a privately owned American company that develops an online personal budgeting program based on the envelope system. It is available via any internet browser or a mobile app. The program was initially developed as standalone software in 2004 by Jesse Mecham, while he was in college pursuing his master's degree in accounting after an experience where he and his wife had no money and needed to improve their budgeting.[2][3] It evolved from a spreadsheet that he created for the budgeting process.[4] In, 2015, they changed their licensing model to Software as a service.[5]
- ^ "YNAB's Award-Winning Remote Workplace Culture". Great Place To Work. August 9, 2021. Retrieved 2023-03-14.
- ^ "YNAB has the most devoted following of any budgeting app". Quartz. March 24, 2020.
- ^ Brennan, Chelsea (November 2, 2018). "Review: Should you budget with YNAB?". MassMutual.
- ^ ARNOLD, CHRIS (December 21, 2022). "How to spend less money, starting with a budget". NPR.
- ^ Burgess, Lindsey (August 7, 2021), "How YNAB Started: The Origin Story", YNAB