Compensation-based insurance for policyholder land vehicles in France
Main article: Vehicle insurance
Insurance certificate, Carte grise and driver's license.
Vehicle insurance in France[1] is an compensation-based insurance policy for terrestrial motor vehicles that are insured in France and circulate on French territory, as well as in the European Economic Area and the Green Card zone.[2]
It has been compulsory since 1958, and is governed by the French Insurance Code. Its main purpose is to provide financial support in the event of losses sustained by an insured person or a third party, particularly in the event of a road accident, but also for damage sustained outside the context of traffic.
Insurance companies offer a wide range of policies and cover. Each contract is specific to a particular situation. Whether it's the vehicle, the cover chosen, the policyholder or the insurance company.
Insurance contracts only take effect when an accident occurs. In this case, compensation is paid on the basis of the insured's declaration, the completed accident statement, the expert's report and the terms of the contract.
Vehicle insurance represents a major part of the insurance market.
^(fr) "Assurance auto en France". Légifrance.
^(fr) "La circulation automobile internationale" (pdf). SCOR, Division Non-Vie. December 2002.
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