This article needs additional citations for verification. Please help improve this article by adding citations to reliable sources. Unsourced material may be challenged and removed. Find sources: "Social enterprise lending" – news · newspapers · books · scholar · JSTOR(August 2009) (Learn how and when to remove this message)
Social enterprise lending is a form of social finance which refers to the practice of offering loans and other financing vehicles below current market rates to social enterprises and other organisations pursuing social goals. This is often referred to as "patient lending," or financing with "soft" terms. Patient lending recognises that projects with social outcomes often reach profitability later than commercial projects. Softening the terms of a loan means that a social lender may offer provisions such as longer loan terms, lower interest rates and repayment "holidays" where capital and interest repayments are not due until the project is profitable. Social lenders might also offer small grants as part of an investment package.
and 25 Related for: Social enterprise lending information
Socialenterpriselending is a form of social finance which refers to the practice of offering loans and other financing vehicles below current market...
A socialenterprise is an organization that applies commercial strategies to maximize improvements in financial, social and environmental well-being....
and socialenterpriselending. Investors include charitable foundations, retail investors, and institutional investors. Notable examples of social finance...
Collateral-Based Lending: Traditional banks and finance companies commonly offer collateral-based lending, which encompasses a combination of asset-based lending, contribution-based...
with a comparative advantage in lending to the priority sector should earn priority sector lending certificates [social credits] while those falling short...
Though lending to groups has long been a key part of microcredit,[citation needed] microcredit initially began with the principle of lending to individuals...
usually in a for-profit socialenterprise, in return to achieve an outsized gain in financial return while delivering social impact to the world. There...
industry), and often through state intervention (direct lending by the government, direct lending by state-owned banks, or sponsorship of various entities)...
their basic needs and education. The Government Enterprise and Empowerment Program (GEEP) is a micro-lending investment program targeting entrepreneurs, with...
Federation” in terms of consolidating the concepts of “social entrepreneurship”, “socialenterprise”» entered into force in Russia. The Houses of Diligence...
owned enterprise and for lending credence to a form of regulated capitalism. Others on the left counter these criticisms by claiming that social corporatism...
key difference between "traditional" loan sharking and predatory lending is that lenders alleged to be engaged in the latter practice are expected to stay...
loan. Crowd lending, also known as peer-to-peer lending, is the practice of lending money through online services that directly match lenders with borrowers...
its representative body, the Irish Banking Federation (IBF). SocialenterpriselendingSocial finance "Empowering the People". The Word. 31 March 2008. Retrieved...
additional mortgage lending risk. The authors of a study entitled "Did the Community Reinvestment Act Lead to Risky Lending?" compared "the lending behavior of...
potential clients. The relational nature of social media, along with its immediacy and twenty-four-hour presence lend an intimacy to the relationships small...
December 20, 2018. "Mortgage Credit and Subprime Lending: Implications of a Deflating Bubble". American Enterprise Institute for Public Policy Research. March...
entrepreneurial market. In South Asia, women entrepreneurs lead 20% of socialenterprises. Women-led businesses provide economic empowerment especially in cultural...
Sergio (2019). "The Case for a Socially Oriented Business Model Canvas: The SocialEnterprise Model Canvas". Journal of Social Entrepreneurship. 10 (2): 232–251...
and arts initiatives, renewable energy projects, and socialenterprises. "[Triodos] does not lend to organisations, businesses and projects that are directly...
lender) is a form of self-service that goes against love of neighbor. Defining "lend" as lending without interest or fee, Luther encourages lending for...
"Charity backs new lender to curb rent-to-own ‘legal loan sharks’" The Sunday Times (September 2014), accessed 30 March 2016 "SocialEnterprise takes on the...
Green lending refers to a lending dependent on environmental criteria for the planned use of funds. It is part of the wider sustainable investing and...
Global Information