Priority sector lending is lending to those sectors of the economy which may not otherwise receive timely and adequate credit. This role is assigned by the Reserve Bank of India to the banks for providing a specified portion of the bank lending to few specific sectors like agriculture and allied activities, micro- and small enterprises, education, housing for the poor, and other low-income groups and weaker sections. This is essentially meant for an all-round development of the economy as opposed to focusing only on the financial sector.[1][2]
^"ET in the classroom: Priority-sector lending". The Economic Times. 10 May 2011. Retrieved 10 October 2011.
^"Govt needs to revisit priority sector lending policy for more effective financial inclusion". The Economic Times.
and 26 Related for: Priority sector lending information
Prioritysectorlending is lending to those sectors of the economy which may not otherwise receive timely and adequate credit. This role is assigned by...
PrioritySectorLending Certificates is a tool for promoting comparative advantages among banks while they meet their prioritysectorlending obligations...
activities in the local areas. 75% of its net credits should be in prioritysectorlending and 50% of the loans in its portfolio must in ₹25 lakh (US$34,000)...
needed] Best Bank: New Private Sector – FE Best Bank awards Winner in Innovation and Inclusiveness in PrioritySectorLending – 11th Inclusive Finance India...
commercial banks in India was the prioritysectorlending. The committee had highlighted that 'prioritysectorlending' was leading to the buildup of non-performing...
dominant part of the public sector. Key tools in this effort include PrioritySectorLending such as agriculture, micro and small enterprises (MSE), housing...
finance bank should hold 75% of its net credits in loans to firms in prioritysectorlending, and 50% of the loans in its portfolio must be less than ₹25 lakh...
industry), and often through state intervention (direct lending by the government, direct lending by state-owned banks, or sponsorship of various entities)...
channeling the deposits into their own companies and ignoring prioritysectorlending. Furthermore, there was a great resentment against class banking...
additional mortgage lending risk. The authors of a study entitled "Did the Community Reinvestment Act Lead to Risky Lending?" compared "the lending behavior of...
Geolibertarianism Georgism Pigou Club (also called "UDAY" parties in Asia) PrioritySectorLending Certificates Polluter pays principle Sin tax Social cost Soda tax...
assistance to private sector development was the lead priority of the ADB and that it should constitute 50% of the bank's lending by 2020. In 2003, the...
percentage rate (APR) that any lender, including payday lenders, can charge. Some jurisdictions outlaw payday lending entirely, while others have very...
rule-making functions related to development (e.g. regulations for prioritysectorlending) closer to the fiscal authority, while asking regulatory agencies...
made it mandatory for banks to provide 40% of their net credit to prioritysectors including agriculture, small-scale industry, retail trade and small...
World Bank and Lending Groups https://datahelpdesk.worldbank.org/knowledgebase/articles/906519-world-bank-country-and-lending-gtry and Lending Groups. Retrieved...
Action Agenda that was presented to the 2012 Rio+20 Summit. Public sectorlending forms the central pillar of the OPEC Fund's operations, accounting for...
critical benefits of registration for the mortgagee is obtaining priority, with priority ranking solely decided by the date of registration. By giving a...
be clearly defined, it appears to be driving certain lendingpriorities. The infrastructure sector, including power supply, water and sanitation, transport...
efforts abroad. The national currency is the Azerbaijani manat. The private sector is weak in Azerbaijan, as the economy is dominated by state-owned enterprises...
various Cuban economic sectors increased before 2018. As of 2021, Cuba's private sector is allowed to operate in most sectors of the economy. As of 2023[update]...
private industries. The nationalization of a significant portion of the sector, including financial services, manufacturing, and transportation, began...
International Monetary Fund. Retrieved 29 September 2019. "World Bank Country and Lending Groups". datahelpdesk.worldbank.org. World Bank. Retrieved 29 September...
original on 19 April 2022. Retrieved 20 April 2022. "World Bank Country and Lending Groups". datahelpdesk.worldbank.org. World Bank. Archived from the original...
rank among the top lenders in Egypt's banking sector. Over the past decades, European banks have been exiting Egypt's financial sector. For instance, France's...
resources. See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. Legal systems in different...
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