Mortgage Loan Directory and Information, LLC is a publisher providing editorial content and directory information in the field of mortgages and personal finance based in New York City, in the United States. It operates MortgageLoan.com a personal finance website that provides consumer mortgage news, information and comparison shopping services.
A mortgageloan or simply mortgage (/ˈmɔːrɡɪdʒ/), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real...
City, in the United States. It operates MortgageLoan.com a personal finance website that provides consumer mortgage news, information and comparison shopping...
A mortgage broker acts as an intermediary who brokers mortgageloans on behalf of individuals or businesses. Traditionally, banks and other lending institutions...
A reverse mortgage is a mortgageloan, usually secured by a residential property, that enables the borrower to access the unencumbered value of the property...
Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed...
Rocket Mortgage, LLC, formerly Quicken Loans, LLC, is an American mortgage lender, headquartered in Detroit, Michigan. In January 2018, the company became...
Second mortgages, commonly referred to as junior liens, are loans secured by a property in addition to the primary mortgage. Depending on the time at which...
refinance their loans. As adjustable-rate mortgages began to reset at higher interest rates (causing higher monthly payments), mortgage delinquencies soared...
credit risk. During the early to mid-2000s, many subprime loans were packaged into mortgage-backed securities (MBS) and ultimately defaulted, contributing...
traditional mortgage. Home equity loans and lines of credit are usually, but not always, for a shorter term than first mortgages. Home equity loan can be used...
commercial banks, credit unions, mortgage companies, and related financial institutions. Mortgageloan officers must be licensed. Loan officers typically do the...
required when taking out a mortgageloan. Its purpose is to offset losses in the case where a mortgagor is not able to repay the loan and the lender is not...
Different Types of Mortgage Lenders". mortgageloan.com. 7 April 2010. Retrieved 24 January 2018. "What Is a Wholesale MortgageLoan?". thenest.com. Retrieved...
insured loan is a US Federal Housing Administration mortgage insurance backed mortgageloan that is provided by an FHA-approved lender. FHA mortgage insurance...
A mortgage servicer is a company to which some borrowers pay their mortgageloan payments and which performs other services in connection with mortgages...
A graduated payment mortgageloan, often referred to as GPM, is a mortgage with low initial monthly payments which gradually increase over a specified...
A Mortgage Revenue Bond Loan or bond loan is a type of mortgageloan where the cost of borrowing is partially subsidized by a mortgage revenue bond. Although...
guarantor guidelines. All mortgages are potentially assumable, though lenders may attempt to prevent the assumption of a mortgageloan with a due-on-sale clause...
States, a jumbo mortgage is a mortgageloan that may have high credit quality, but is in an amount above conventional conforming loan limits. This standard...
The Federal Home LoanMortgage Corporation (FHLMC), commonly known as Freddie Mac, is a publicly traded, government-sponsored enterprise (GSE), headquartered...
borrower to complete a mortgage transaction, resulting in a mortgageloan. A mortgageloan is a loan in which property or real estate is used as collateral...
illegal activities in the loan industry. Predatory lending should not be confused with predatory mortgage servicing which is mortgage practices described by...
corporation's purpose is to expand the secondary mortgage market by securitizing mortgageloans in the form of mortgage-backed securities (MBS), allowing lenders...
A mortgage bank is a bank that specializes in originating and/or servicing mortgageloans. In the United States, a mortgage bank is a state-licensed banking...
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