30 year mortgage of $250,000 at different interest rates
6%
5%
4%
Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage calculators are used by consumers to determine monthly repayments, and by mortgage providers to determine the financial suitability of a home loan applicant.[2] Mortgage calculators are frequently on for-profit websites, though the Consumer Financial Protection Bureau has launched its own public mortgage calculator.[3]: 1267, 1281–83
The major variables in a mortgage calculation include loan principal, balance, periodic compound interest rate, number of payments per year, total number of payments and the regular payment amount. More complex calculators can take into account other costs associated with a mortgage, such as local and state taxes, and insurance.
Mortgage calculation capabilities can be found on financial handheld calculators such as the HP-12C or Texas Instruments TI BA II Plus. There are also multiple free online free mortgage calculators, and software programs offering financial and mortgage calculations.
^"Mortgage Calculator". Archived from the original on 2022-06-19. Retrieved 2022-06-20.
^"How National Australia Bank circumvents rules to stop a property bubble". Australian Financial Review. Fairfax Media. 2015-04-22. Archived from the original on 2015-04-26. Retrieved 2015-04-28.
^Van Loo, Rory (2017-03-01). "Rise of the Digital Regulator". Duke Law Journal. 66 (6): 1267. Archived from the original on 2020-05-30. Retrieved 2020-10-25.
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