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Commonwealth Health Insurance Connector Authority
Connector Logo
Public authority overview
Formed
April 12, 2006
Type
Public-benefit nonprofit corporation
Jurisdiction
Massachusetts
Headquarters
Boston
Public authority executives
Marylou Sudders (Secretary of Health and Human Services of Massachusetts), Chair of the Board of Directors
Louis Gutierrez, Executive Director
Website
www.mahealthconnector.org
Healthcare in the United States
Government health programs
Federal Employees Health Benefits Program (FEHBP)
Indian Health Service (IHS)
Medicaid / State Health Insurance Assistance Program (SHIP)
Medicare
Prescription Assistance (SPAP)
Military Health System (MHS) / Tricare
Children's Health Insurance Program (CHIP)
Program of All-Inclusive Care for the Elderly (PACE)
Veterans Health Administration (VHA)
Private health coverage
Consumer-driven healthcare
Flexible spending account (FSA)
Health reimbursement account (HRA)
Health savings account (HSA)
High-deductible health plan (HDHP)
Medical savings account (MSA)
Private Fee-For-Service (PFFS)
Health insurance in the United States
Health insurance marketplaces
Premium tax credit
Managed care (CCP)
Exclusive provider organization (EPO)
Health maintenance organization (HMO)
Preferred provider organization (PPO)
Medical underwriting
Health care reform law
Emergency Medical Treatment and Active Labor Act (1986)
Health Insurance Portability and Accountability Act (1996)
Medicare Prescription Drug, Improvement, and Modernization Act (2003)
Patient Safety and Quality Improvement Act (2005)
Health Information Technology for Economic and Clinical Health Act (2009)
Patient Protection and Affordable Care Act (2010)
State level reform
Dirigo Health (Maine)
Massachusetts health care reform
Oregon Health Plan
SustiNet (Connecticut)
Vermont health care reform
Municipal health coverage
Healthcare in California
Healthy San Francisco
Healthy Way LA
My Health LA
Fair Share Health Care Act (Maryland)
Healthy Howard (Howard Co., Maryland)
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This article is part of a series about Mitt Romney
Political positions
Electoral history
Business career
Salt Lake Organizing Committee
Public image
Governor of Massachusetts
Governorship
2002 election
Health care reform
Presidential campaigns
2008
Primaries
Convention
2012
Primaries
Convention
Debates
"Binders full of women"
Election
Endorsements
Planned presidential transition
U.S. Senator from Utah
Turnaround
No Apology
Anti-Trump speech
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The Massachusetts health care reform, commonly referred to as Romneycare,[1] was a healthcare reform law passed in 2006 and signed into law by Governor Mitt Romney with the aim of providing health insurance to nearly all of the residents of the Commonwealth of Massachusetts.
The law mandated that nearly every resident of Massachusetts obtain a minimum level of insurance coverage, provided free and subsidized health care insurance for residents earning less than 150% and 300%, respectively, of the federal poverty level (FPL)[2] and mandated employers with more than 10 full-time employees provide healthcare insurance.
Among its many effects, the law established an independent public authority, the Commonwealth Health Insurance Connector Authority, also known as the Massachusetts Health Connector. The Connector acts as an insurance broker to offer free, highly subsidized and full-price private insurance plans to residents, including through its web site. As such it is one of the models of the Affordable Care Act's health insurance exchanges. The 2006 Massachusetts law successfully covered approximately two-thirds of the state's then-uninsured residents, half via federal-government-paid-for Medicaid expansion (administered by MassHealth) and half via the Connector's free and subsidized network-tiered health care insurance for those not eligible for expanded Medicaid. Relatively few Massachusetts residents used the Connector to buy full-priced insurance.
After implementation of the law, 98% of Massachusetts residents had health coverage. Despite the hopes of legislators, the program did not decrease total spending on healthcare or utilization of emergency medical services for primary care issues. The law was amended significantly in 2008 and twice in 2010 to make it consistent with the federal Affordable Care Act (ACA). Major revisions related to health care industry price controls were passed in August 2012, and the employer mandate was repealed in 2013 in favor of the federal mandate (even though enforcement of the federal mandate was delayed until January 2015).[3]
^Taylor, Jessica (October 23, 2015). "Mitt Romney Finally Takes Credit For Obamacare". NPR. Retrieved March 18, 2016.
^"HHS Poverty Guidelines Chart".
^Matt Dunning (2013). "Mass. health care reform law's employer mandate repealed". Business Insurance.
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