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Longevity insurance information


Longevity insurance,[1] describes the process of mitigating against longevity risk. In the United States, such risk mitigation is often achieved using a longevity annuity[2] or Tontine[dubious ], qualifying longevity annuity contract (QLAC),[3] deferred income annuity,[4] an annuity contract designed to provide a regular income for life starting at a pre-established future age, e.g. 85[dubious ], and purchased many years before reaching that age.

  1. ^ Milevsky, Moshe A. (2005). "Real Longevity Insurance with a Deductible: Introduction to Advanced Life Delayed Annuities (ALDA)". North American Actuarial Journal. 9 (4): 109–122. doi:10.1080/10920277.2005.10596229. S2CID 56403922.
  2. ^ Scott, Jason S. (January 2008). "The Longevity Annuity: An Annuity for Everyone?". Financial Analysts Journal. 64: 40–48. doi:10.2469/faj.v64.n1.6.
  3. ^ "QLAC Quote | Instant QLAC income rates". QLAC Quote. Retrieved 2019-02-01.
  4. ^ Blanchett, David (28 October 2014). "Allocating to a Deferred Income Annuity in a Defined Contribution Plan" (PDF). Morningstar working paper. Retrieved 17 April 2017.

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beneficiaries in the contract. Thus a life annuity is a form of longevity insurance, where the uncertainty of an individual's lifespan is transferred...

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Insurance Company (as it was known at the time) released tables of the best weight for each height for longevity, based on their collected insurance data...

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Transamerica Corporation

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various life insurance companies and investment firms operating primarily in the United States, offering life and supplemental health insurance, investments...

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the payments. Longevity insurance is a form of annuity that defers commencement of the payments until very late in life. A common longevity contract would...

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expectancy List of Turkish provinces by life expectancy Oldest people Longevity Life extension "Life expectancy at birth by sex and NUTS 2 region". Eurostat...

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Life expectancy

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for both males and females. Life expectancy, longevity, and maximum lifespan are not synonymous. Longevity refers to the relatively long lifespan of some...

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Biodemography of human longevity

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research on human longevity and survival. Biodemographic studies are important for understanding the driving forces of the current longevity revolution (dramatic...

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New England Centenarian Study

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the payments. Longevity insurance is a form of annuity that defers commencement of the payments until very late in life. A common longevity contract would...

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Actuary

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rigorous mathematical calculations in areas of life expectancy and life insurance. These risks can affect both sides of the balance sheet and require asset...

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Risk

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risk, interest rate risk, mortality risk, longevity risks, etc. The term "risk" has a long history in insurance and has acquired several specialised definitions...

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Viatical settlement

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D. (2013). Incorporating longevity risk and medical information into life settlement pricing. Journal of Risk and Insurance, 80 (3), 799-826. https://doi...

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constituent. Many studies have compared the lesser longevity of resin-based composite restorations to the longevity of silver-mercury amalgam restorations. Depending...

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North Carolina Mutual Life Insurance Company

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