Under some patent laws, patents may be obtained for insurance-related inventions. Historically, patents could only cover the technological aspects of a new insurance invention.[1] This is still the case in most countries. In the United States, however, recent court decisions have encouraged more inventors to file patent applications on methods of doing business. These patents may be used to get more comprehensive coverage of improvements in basic insurance processes, such as the methods of calculating premiums, reserves, underwriting, etc. This is causing controversy in the insurance industry as some see it as a positive development and others see it as a negative development.
^Chartrand, Sabra "Protecting Ideas in the Insurance Business" New York Times June 30, 2003
Under some patent laws, patents may be obtained for insurance-related inventions. Historically, patents could only cover the technological aspects of a...
This patent application describes a method for increasing the ease of changing insurance companies. Insurance on demand (also IoD) is an insurance service...
Patent infringement is the commission of a prohibited act with respect to a patented invention without permission from the patent holder. Permission may...
method patents are a class of patents which disclose and claim new methods of doing business. This includes new types of e-commerce, insurance, banking...
infringement lawsuit against Transamerica Life Insurance Company for allegedly infringing its insurancepatent. A similar lawsuit was filed against Jackson...
A patent is a type of intellectual property that gives its owner the legal right to exclude others from making, using, or selling an invention for a limited...
of law, an invention is patentable if it meets the relevant legal conditions to be granted a patent. By extension, patentability also refers to the substantive...
Patent prosecution describes the interaction between applicants and their representatives, and a patent office with regard to a patent, or an application...
A software patent is a patent on a piece of software, such as a computer program, libraries, user interface, or algorithm. A patent is a set of exclusionary...
Trilateral Patent Offices, or simply the Trilateral Offices, are the European Patent Office (EPO), the Japan Patent Office (JPO) and the United States Patent and...
business, patent trolling or patent hoarding is a categorical or pejorative term applied to a person or company that attempts to enforce patent rights against...
A patent application is a request pending at a patent office for the grant of a patent for an invention described in the patent specification and a set...
A biological patent is a patent on an invention in the field of biology that by law allows the patent holder to exclude others from making, using, selling...
A patent office is a governmental or intergovernmental organization which controls the issue of patents. In other words, "patent offices are government...
of patents and patent law is generally considered to have started with the Venetian Statute of 1474. There is some evidence that some form of patent rights...
A chemical patent, pharmaceutical patent or drug patent is a patent for an invention in the chemical or pharmaceuticals industry. Strictly speaking, in...
most favorable legal regime for inventors and patent owners in the world. Under United States law, a patent is a right granted to the inventor of a (1)...
A patent family is a set of patents or patent applications in various countries in relation to a single invention, for example when a first application...
state of the art or background art) is a concept in patent law used to determine the patentability of an invention, in particular whether an invention...
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software patents, which contains notable patents and patent applications involving computer programs (also known as a software patent). Software patents cover...
In a patent or patent application, the claims define in technical terms the extent, i.e. the scope, of the protection conferred by a patent, or the protection...
States Patent and Trademark Office: Trademarks. U.S. Department of Commerce, Patent and Trademark Office. 2006. "Our Take: Freeway Insurance Review (2021)"...
Under United States patent law, a provisional application is a legal document filed in the United States Patent and Trademark Office (USPTO), that establishes...
banking, insurance, stock trading etc.), and the issuance of a number of controversial patents (e.g., U.S. patent 5,960,411 "Amazon one click patent") in...
jurisdictions' patent law, industrial applicability or industrial application is a patentability requirement according to which a patent can only be granted...
Patentable, statutory or patent-eligible subject matter is subject matter of an invention that is considered appropriate for patent protection in a given...
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