1997 (as Home Credit a.s.)[1] 1999 (as Home Credit B.V.)[2]
Headquarters
Amsterdam, Netherlands
Area served
Eastern Europe, Central Europe, Asia and United States
Operating income
€ 4.249 billion (2019)[3]
Net income
€ 400 million (2019)[3]
Total assets
€ 26.590 billion (2019)[3]
Total equity
€ 2.873 billion (2019)[3]
Owner
PPF (91.12%)
Emma Capital (8.88%)
Number of employees
116,700 (2019)[2]
Website
homecredit.net
Home Credit B.V. is an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in Netherlands.[4][5] The company operates in 9 countries and focuses on installment lending primarily to people with little or no credit history. As of 30 June 2020 the Group has cumulatively served over 135.4 million customers.[6] Major shareholder of the Group is PPF, a privately held international investment group whose founder and major beneficiary was Petr Kellner with 88.62% stake.[7]
The Home Credit loan can be obtained from throughout 342.7 thousands partnering retail shops and shopping malls in ten world markets as well as at the Home Credit's own online marketplaces (Russia, China, Philippines and Vietnam). Home Credit is also presented online in its own mobile application or in a third-party online stores. In selected markets you can pay with a „HC Pay“, a QR code-based revolving credit or with Home Credit credit or shopping cards. Home Credit finances both the purchase of consumer goods through a cash-less loan transaction or other commodities, such as language courses, travel etc. through a cash loans. The loans are always issued in domestic currency of the market in which the brand operates.[8]
^Home Credit: About us
^ abHome Credit Group Annual Report 2015
^ abcd"Key financial data". homecredit.net. Retrieved 31 January 2019.
^Cienski, Jan (6 June 2007). "The man who caught a rising tide Petr Kellner has become central Europe's richest man by offering loans to a middle class on the point of prosperity". Financial Times.
^Financial Times: PPF to float Home Credit to fund EM expansion
^"Home Credit Group B.V.: Annual accounts for the year ended 31 December 2019 and Compliance Certificate". www.patria.cz. Retrieved 18 January 2021.
^"Our Corporate Structure". www.homecredit.net. Retrieved 18 January 2021.
^"Our Products". www.homecredit.net. Retrieved 18 January 2021.
HomeCredit B.V. is an international non-bank financial institution founded in 1997 in the Czech Republic and headquartered in Netherlands. The company...
HomeCredit is an international non-bank, consumer finance group founded in 1997 in the Czech Republic. Homecredit may also refer to: HomeCredit & Finance...
A home equity line of credit, or HELOC (/ˈhiːˌlɒk/ HEE-lok), is a revolving type of secured loan in which the lender agrees to lend a maximum amount within...
The HomeCredit Arena is an indoor sporting arena located in Liberec, Czech Republic. The capacity of the arena is 9,000 people and it was built in 2005...
actual home equity. Most home equity loans require good to excellent credit history, reasonable loan-to-value and combined loan-to-value ratios. Home equity...
A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number...
A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card...
Holdings Pvt Ltd into the company. In May 2024, TVS Holdings acquired HomeCredit India with 80.74% equity stake. "Sundaram Clayton renamed TVS Holdings...
A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the...
include payday loans and money lending, the latter termed "home collected credit", "homecredit" or "doorstep loans". Organizations such as Debt on our Doorstep...
more housing for minority buyers. This was done through its Voluntary HomeCredit Mortgage Program. However, less housing was built under the program than...
including those of Wal-Mart, Home Depot, USPS and eBay in the United States. The site provides consumers with a line of revolving credit through Synchrony Bank...
A tax credit is a tax incentive which allows certain taxpayers to subtract the amount of the credit they have accrued from the total they owe the state...
CRIF High Mark Credit Information Services Pvt. Ltd. is an RBI-approved credit bureau in India. It serves retail, agriculture and rural, MSME, commercial...
that the applicant has provided as to income, employment, credit history and the value of the home being purchased via an appraisal. An appraisal may be ordered...
accounts), credit cards, credit, share term certificates (certificates of deposit), and online banking. Normally, only a member of a credit union may deposit...
a shareholder of PPF. In turn, Šmejc acquired the minority share of HomeCredit, in which PPF remains as the major shareholder. Šmejc has put the stake...
Revolving credit is a type of credit that does not have a fixed number of payments, in contrast to installment credit. Credit cards are an example of...
and home equity lines of credit for investment purposes. Most of these loans are sourced through its mortgage banking subsidiary, Countrywide Home Loans...
2022. "Einstein@HomeCredit overview". BOINC. Archived from the original on August 27, 2016. Retrieved October 30, 2016. "SETI@HomeCredit overview". BOINC...
the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. Before credit scores, credit was evaluated...
investment, the bond credit rating represents the credit worthiness of corporate or government bonds. The ratings are published by credit rating agencies and...
Global Information
