Guaranteed issue is a term used in health insurance to describe a situation where a policy is offered to any eligible applicant without regard to health status. Often this is the result of guaranteed issue statutes regarding how health insurance may be sold, or to provide a means for people with pre-existing conditions the ability to obtain health insurance of some kind.
Under the Patient Protection and Affordable Care Act (ACA), all health insurance policies must be sold on a guaranteed issue basis.[1]
Prior to the ACA, a small number of states required insurers to sell all coverage on this basis in the individual health insurance market.[2] In addition, the "creditable coverage" provisions of the Health Insurance Portability and Accountability Act of 1996 are often considered to be a federal guaranteed issue regulation[3] which some states fulfilled using a high-risk pool program.
^"2014 Insurance Reforms under the Patient Protection and Affordable Care Act (ACA)" (PDF). Blue Cross Blue Shield. Retrieved April 1, 2012.
^"The Regulation of the Individual Health Insurance Market".
^"Archived copy" (PDF). www.disabilityrightslegalcenter.org. Archived from the original (PDF) on 25 June 2013. Retrieved 30 June 2022.{{cite web}}: CS1 maint: archived copy as title (link)
Guaranteedissue is a term used in health insurance to describe a situation where a policy is offered to any eligible applicant without regard to health...
annual renewable term insurance is guaranteed level premium term life insurance, where the premium is guaranteed to be the same for a given period of...
face no penalty for not buying it. Private insurers must comply with guaranteedissue and community rating requirements, but may limit coverage of pre-existing...
exonerate him from liability by payment of the guaranteed debt. If the surety has paid any portion of the guaranteed debt, the surety is entitled to rank as...
the Wayback Machine (archived January 15, 2013) Safety Not Guaranteed at IMDb Safety Not Guaranteed at AllMovie Safety Not Guaranteed at Box Office Mojo...
residential mortgage company Guaranteed Rate purchased the naming rights in a 13-year deal. It was later revealed that Guaranteed Rate would pay $20.4 million...
exchanges mandated by the ACA, because all insurance plans will be "guaranteedissue" in 2014. Furthermore, the law will bring millions of new enrollees...
a guaranteed minimum income, UBI does not typically take into account what a recipient already earns before receiving a UBI. A system of guaranteed minimum...
and gender) and lifestyle factors (e.g. tobacco use) Guaranteedissue — requires insurers to issue insurance to any eligible applicant without regard to...
continued managing existing guarantees. In November 2011, it was announced that it would be revived for potential new issues if necessary. Initially it...
the idea of a guaranteed income for every American also took root. Notably, a document, signed by 1200 economists, called for a guaranteed income for every...
Employment". Journal of Economic Issues. 32 (2): 547–555. doi:10.1080/00213624.1998.11506063. ISSN 0021-3624. "Guaranteed Jobs: 46% Favor This New Dem Big...
A guaranteed investment contract (GIC) is a contract that guarantees repayment of principal and a fixed or floating interest rate for a predetermined period...
individual cheque that could be guaranteed. The guarantee only applied to cheques drawn on an account provided by the bank that issued the card, and could result...
prefix determines how much monetary value can be guaranteed. For instance if the medallion signature guarantee is required for US$400,000 worth of value, at...
A guaranteed investment certificate (GIC, French: certificat de placement garanti, CPG) is a Canadian investment that offers a guaranteed rate of return...
that the Guarantee Clause is not a justiciable issue capable of being litigated in court. Cases such as Luther v. Borden held the Guarantee Clause to...
2019. Outstanding liabilities were guaranteed until October 2015 when the Guarantee Scheme ended. "Deposit guarantee scheme introduced". Reserve Bank of...
individual insurance mandate with a financial penalty as a quid pro quo for guaranteedissue Updates to the Medicare physician fee schedule; Setting standards and...
billion euros 3 year guaranteed notes were issued. On February 24, 2009, HSH received new capital of EUR 3 billion and credit guarantees of 10 billion euros...
personally guarantee to be liable for the debt in case the organization fails to pay the debt. That is common in the case of corporate credit cards issued to...
offers up to $1.5M in coverage, as well as a Chronic Illness Rider, GuaranteedIssue Group Term Life Insurance, and Group Short-Term Disability Insurance...
ownership, verify claims and ensure that Guarantees of Origin are only sold once. Guarantees of Origin are issued electronically for a quantity of energy...
consumers, to avoid misleading consumers into thinking they are low-price guaranteed-issue insurance plans. HCSMs are not required to cover pre-existing conditions...
A rights issue or rights offer is a dividend of subscription rights to buy additional securities in a company made to the company's existing security...
concluded there is supportive evidence that shall-issue concealed carry laws, which require states to issue permits to applicants once certain requirements...
limited to what they have invested or guaranteed to the company. Limited companies may be limited by shares or by guarantee. In a company limited by shares...
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