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Federal savings associations (also called "federal thrifts" or "federal Savings Banks"), in the United States, are institutions chartered by the Office of Thrift Supervision which is now administered by Office of the Comptroller of the Currency after the agencies merged. Institutions chartered by the OTS are still regulated according to the rules and regulations of Federal Savings Banks. Mortgages issued by Federal Savings Banks are pursuant to the provisions of the Home Owners' Loan Act, a U.S. federal statute. Although the activities of federal thrifts were once confined primarily to taking deposits from consumers and making residential mortgage loans, federal thrifts are now authorized to offer a wide range of financial products and services.
Federal thrifts should not be confused with national banks which are banks chartered under federal law by the Office of the Comptroller of the Currency. Although the differences between federal thrifts and national banks have diminished as the authorized activities of federal thrifts have expanded to include virtually all traditional banking activities, they are still distinct institutions subject to different regulatory schemes and supervised by different regulators. They are not savings and loan associations.
and 26 Related for: Federal savings association information
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A savings and loan association (S&L), or thrift institution, is a financial institution that specializes in accepting savings deposits and making mortgage...
reserve. They are still overseen by the FDIC. Federalsavingsassociations (FSAs), including federalsavings banks (FSBs), are chartered under the Homeowners...
early 1990s during the savings and loan crisis (which also affected commercial banks and savings banks). The FederalSavings and Loan Insurance Corporation...
cooperative venture known in the United Kingdom as a building society). The FederalSavings and Loan Insurance Corporation (FSLIC) closed or otherwise resolved...
of Home Federal Bank, located in Bloomington, MN. It was the largest publicly traded savingsassociation based in South Dakota. Home Federal Bank was...
Capitol FederalSavings Bank is a federally chartered and insured savings bank founded in 1893 and is headquartered in Topeka, Kansas. Capitol Federal has...
19 offices of the insolvent savings and loan association named United SavingsAssociation of Texas from the FederalSavings and Loan Insurance Corporation...
Home FederalSavings and Loan Association may refer to: Home FederalSavings and Loan Association (California), S&L based in San Diego that became HomeFed...
Franklin SavingsAssociation was an Ottawa, Kansas-based American Savings and loan association that was one of the largest seizures of the savings and loan...
including community banks, regional and money center banks, Federalsavingsassociations, mutual savings banks, and trust companies. The average member bank has...
bank. Seattle FederalSavings and Loan, 1971 First FederalSavings and Loan Association, Mount Vernon, Washington, 1978 United First Federal, Boise, Idaho...
Savings and Loan Association of Irvine, California, was the financial institution at the heart of the Keating Five scandal during the 1980s savings and...
The Federal Reserve System (often shortened to the Federal Reserve, or simply the Fed) is the central banking system of the United States. It was created...
Carver Savings and Loan Association, opened in Omaha, Nebraska. Neither of these were the first Black-owned American bank. Carver FederalSavings, however...
American savings bank holding company based in Seattle. It was the parent company of WaMu Bank, which was the largest savings and loan association in the...
institution (IBA) SA: Savingsassociations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) SB: Savings banks, state charter...
Coast Capital SavingsFederal Credit Union (formerly Coast Capital Savings Credit Union) is a member-owned financial co-operative headquartered in Surrey...
Gibraltar SavingsAssociation was a Houston, Texas based savings and loan. Its failure in 1988 and resolution was one of the most expensive in the savings and...
FederalSavings and Loan Association, later Glendale Federal Bank, was one of the nation's largest federally chartered savings and loan association during...
The FederalSavings and Loan Insurance Corporation (FSLIC) was an institution that administered deposit insurance for savings and loan institutions in...
American Savings and Loan Association was an American savings and loan based in Stockton, California. In 1988 it was the largest thrift failure and the...
being the Federal Deposit Insurance Corporation, which insures commercial banks and savings institutions. The NCUA is an independent federal agency created...
established the Federal Home Loan Bank Board to charter and supervise federalsavings and loan institutions. It also created the Federal Home Loan Banks...
from the failed Carteret Savings Bank. It then opened two more branches, to form Banco Popular FSB (a federalsavingsassociation). 1995: Popular established...
Bright Banc Savings a few months later from the Resolution Trust Corporation in 1990. This failed savings and loan association cost the federal government...
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