1956; 68 years ago (1956) (as Fair, Isaac, and Company)
Headquarters
Bozeman, Montana, U.S.
Area served
Worldwide
Key people
William Lansing
(CEO)[1]
Bill Fair
(co-founder)
Earl Isaac
(co-founder)
Products
FICO Score
Services
Computer software
Revenue
US$1.295 billion (2020)
Operating income
US$295.97 million (2020)
Net income
US$236.41 million (2020)
Total assets
US$1.606 billion (2020)
Total equity
US$331.08 million (2020)
Number of employees
3,305 (December 31, 2022)
Website
www.fico.com
FICO (legal name: Fair Isaac Corporation), originally Fair, Isaac and Company, is a data analytics company based in Bozeman, Montana, focused on credit scoring services. It was founded by Bill Fair and Earl Isaac in 1956.[2] Its FICO score, a measure of consumer credit risk,[3] has become a fixture of consumer lending in the United States.
In 2013, lenders purchased more than 10 billion FICO scores and about 30 million American consumers accessed their scores themselves.[4] The company reported a revenue of $1.29 billion dollars for the fiscal year of 2020.[5]
^"FICO shuffles executive ranks under new CEO". Twin Cities Business. 25 April 2012. Retrieved 21 October 2014.
^"How FICO became 'the' credit score". finance.yahoo.com. 2013-12-12. Retrieved 2018-08-25.
^Ann Carrns (10 May 2012). "Is That Credit Score a FICO, or a FICO 8?". New York Times. Retrieved 21 October 2014.
^Evan Nemeroff (7 March 2014). "New FICO Scoring Model Coming This Summer". National Mortgage News. Retrieved 21 October 2014.
^Transcribers, Motley Fool (2020-11-10). "Fair Isaac Corp (FICO) Q4 2020 Earnings Call Transcript". The Motley Fool. Retrieved 2021-05-04.
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Global Information
US$1.295 billion (2020)