Deposit risk is a type of liquidity risk[1] of a financial institution that is generated by deposits either with defined maturity dates (then such deposits are called 'time' or 'term' deposits)[2] or without defined maturity dates (then such deposits are called 'demand' or 'non-maturity' deposits).
^Drehmann, Mathias; Nikolaou, Kleopatra (July 2010). "Funding liquidity risk: definition and measurement" (PDF). BIS (Monetary and Economic Department). BIS Working Papers No 316. Archived (PDF) from the original on 8 October 2013.
^Gilkeson, James H.; List, John A.; Ruff, Craig K. (1999). "Evidence of Early Withdrawal in Time Deposit Portfolios" (PDF). Journal of Financial Services Research. 15 (2). Boston, MA: Kluwer Academic Publishers: 103–122. doi:10.1023/A:1008071719082. S2CID 6602592. Archived from the original (PDF) on 3 February 2015.
Depositrisk is a type of liquidity risk of a financial institution that is generated by deposits either with defined maturity dates (then such deposits...
A deposit account is a bank account maintained by a financial institution in which a customer can deposit and withdraw money. Deposit accounts can be...
credit risk, called concentration risk. Lenders reduce this risk by diversifying the borrower pool. Deposit insurance – Governments may establish deposit insurance...
A bank is a financial institution that accepts deposits from the public and creates a demand deposit while simultaneously making loans. Lending activities...
transparency and risk management ; Set up a guarantee fund that can be used to cover losses that exceed a defaulting member's collateral on deposit to offer an...
market risk, liquidity risk, credit risk, business risk and investment risk. The four standard market risk factors are equity risk, interest rate risk, currency...
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings...
Interest rate risk is the risk that arises for bond owners from fluctuating interest rates. How much interest rate risk a bond has depends on how sensitive...
in spite of its numerous measures to control funding risk. Liquidity (disambiguation) Depositrisk Treasury management Brunnermeier, Markus K.; Pedersen...
A time deposit or term deposit (also known as a certificate of deposit in the United States, and as a guaranteed investment certificate in Canada) is...
policy makers maintain deposit insurance schemes to protect depositors and to give them comfort that their funds are not at risk. Deposit insurance institutions...
Country risk refers to the risk of investing or lending in a country, arising from possible changes in the business environment that may adversely affect...
India to promote and regulate the payment and settlement systems in India. Deposit Insurance and Credit Guarantee Corporation was established by RBI as one...
operational risk, credit risk and market risk, with more specific variants as listed aside. As for risk management more generally, financial risk management requires...
The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation supplying deposit insurance to depositors in American commercial...
over 24.23 million fixed deposits in India, with a total of over ₹103 trillion (US$1.2 trillion) currently locked in these deposits. This figure surpasses...
to different aspects of market risk. Nevertheless, the most commonly used types of market risk are: Equity risk, the risk that stock or stock indices (e...
deposit is a special kind of term deposit in India that is offered by Indian banks and India Post which helps people with regular incomes to deposit a...
Operational risk is the risk of losses caused by flawed or failed processes, policies, systems or events that disrupt business operations. Employee errors...
A fixed deposit (FD) is a tenured deposit account provided by banks or non-bank financial institutions which provides investors a higher rate of interest...
In finance, systemic risk is the risk of collapse of an entire financial system or entire market, as opposed to the risk associated with any one individual...
Political risk is a type of risk faced by investors, corporations, and governments that political decisions, events, or conditions will significantly affect...
Foreign exchange risk (also known as FX risk, exchange rate risk or currency risk) is a financial risk that exists when a financial transaction is denominated...
Concentration risk is a banking term describing the level of risk in a bank's portfolio arising from concentration to a single counterparty, sector or...
Demand deposits or checkbook money are funds held in demand accounts in commercial banks. These account balances are usually considered money and form...
replaced with the final proposal, no insured deposit of €100,000 or less was to be affected. The levy of deposits that exceeded €100,000 was termed a "bail-in"...
Global Information