Cuthbert Eden Heath OBE, DL (23 March 1859 – 8 March 1939)[1] was a British insurance businessman, underwriter, broker, and syndicate owner at Lloyd's of London from 1880 until 1939. A relentless innovator and novel risk-taker, he has been called "the father of modern insurance",[2] "the maker of modern Lloyd's",[3] and "the father of non-marine insurance at Lloyd's", having through his actions transformed Lloyd's from a British marine-only insurer to the complex and varied international general and specialty-risk insurer it is today, and having cemented Lloyd's sterling reputation, as a reliable insurer which promptly and fully paid all valid claims, in the U.S. and throughout the world.
Heath is credited with originating the following forms of insurance: burglary, jeweller's block, all-risks policies, loss-of-profits after fire, bankers' blanket bond, credit-risk, employer's liability, workmen's compensation, smallpox-if-vaccinated, excess-of-loss, air-raid, earthquake, and hurricane. He did pioneering and detailed research and risk-assessment for insurance he originated, in particular for earthquake and hurricane probability.
He also cemented Lloyd's reputation in the U.S. and worldwide by his immediate response to the devastating 1906 San Francisco earthquake and fire: "Pay all of our policyholders in full, irrespective of the terms of their policies." In addition, he originated the solvency audit for members of Lloyd's syndicates, which became mandatory at the company.
Heath engaged in numerous civilian services during World War I, including giving his mansion Anstie Grange to the War Office for use as an officer's hospital, for which he was appointed an OBE.
^MacGregor, Agata (February 2012). "A History of Lloyd's in South Africa" (PDF). University of the Witwatersrand. pp. 30–35, 44, 59, 106. Retrieved 5 July 2019 – via CORE.
^The Manager, Volume 26. Management Publications. 1958. p. 47. Its chairman was Mr. Cuthbert Heath, one of the great personalities of the modern Lloyd's, who has been given the title 'the father of modern insurance'.
^Brown, Antony. Cuthbert Heath: The Maker of Modern Lloyds. David & Charles, 1980. ISBN 9780715379424
Cuthbert Eden Heath OBE, DL (23 March 1859 – 8 March 1939) was a British insurance businessman, underwriter, broker, and syndicate owner at Lloyd's of...
claims in full, more than $50 million, thanks to the leadership of CuthbertHeath. Insurance companies in Hartford, Connecticut, report paying every claim...
years of birth. There are 447 members in total. Henry Dutton (1910) CuthbertHeath (1910) Kenneth McAlpine (1920) The Lord Wakeham (1932) Sir Timothy Sainsbury...
during the Second World War. After the war, she worked as a clerk for CuthbertHeath, a firm of underwriters at Lloyd's of London. In June 1947, at a dance...
private circulation by Mrs. CuthbertHeath, a descendant of Sir James Gambier and published in 1924, in which Mrs. Heath wrote: At this point mention...
Cunliffe-Owen (1870–1947), civil engineer, Chairman of British American Tobacco CuthbertHeath (1859–1939), insurance pioneer at Lloyd's of London Sir Arthur Pease...
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Crofton Heath, later Heath-Caldwell (1858–1945), major general in the British Army, married Constance Mary Helsham Helsham-Jones Cuthbert Eden Heath (1859–1939)...
(1903–1961). She passed her childhood at Templeton, off Horsham Road. CuthbertHeath, pioneering Lloyd's of London executive, lived in Anstie Grange, a mansion...
brownish grey. The Dun Cow was said to be a savage beast roaming Dunsmore Heath, an area west of Dunchurch, near Rugby in Warwickshire, which was reputedly...
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Retrieved 27 January 2024. Atkinson, William (23 October 2023). "Candidates. Cuthbert selected in Sittingbourne and Sheppey. Thompson selected in Heywood and...
Heath, Buck served as the Under-Secretary for Defence from 1972 to 1974 with responsibility for the Royal Navy, but his fortunes declined when Heath lost...
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Major-General John Coussamker Heath Lieutenant-General Sir Lewis Heath Major-General Michael Stuart Heath Major-General Frederick Heath-Caldwell Brigadier Roderick...
September 1931 to Scottish parents, Jean Wilson Holm and James Harvey Cuthbert. His mother was a nurse and his father was a psychiatrist and superintendent...
and educator (d. 2002) 1937 – George Takei, American actor 1938 – Betty Cuthbert, Australian sprinter (d. 2017) 1938 – Manfred Kinder, German runner 1938...
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