Organisation that provides an indivitual's past credential record
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A credit reference is information, the name of an individual, or the name of an organization that can provide details about an individual's past track record with credit. Credit rating agencies provide credit references for companies while credit bureaus provide credit references for individuals.
Other letters of credit reference might be written by banks, which would provide basic information about how long the applicant has held an account, what type of account it was, and whether there were any overdrafts or late payments noted.
Individuals and companies can carry out credit checks on businesses in order to assess their credit worthiness[1]
^"Four Companies That Need a Credit Check". HuffPost. 24 October 2012.
track record with credit. Credit rating agencies provide creditreferences for companies while credit bureaus provide creditreferences for individuals...
agency in the United States, a creditreference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in...
individual. A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies...
not by credit rating agencies but by credit bureaus (also called consumer reporting agencies or creditreference agencies), which issue credit scores...
A credit card is a payment card, usually issued by a bank, allowing its users to purchase goods or services or withdraw cash on credit. Using the card...
of social credit which developed quickly was credit reporting.: 74 In March 2006, the People's Bank of China established the CreditReference Center, which...
default (by the debtor) or other credit event. That is, the seller of the CDS insures the buyer against some reference asset defaulting. The buyer of the...
Credit (from Latin verb credit, meaning "one believes") is the trust which allows one party to provide money or resources to another party wherein the...
financial histories and other data for credit analysts Verifying creditreference information Customer service Credit assistants often hold associate degrees...
of Judgments, Orders and Fines, which is checked by creditreference agencies to assess the credit-worthiness of individuals. An alleged debtor is sent...
A credit note or credit memo is a commercial document issued by a seller to a buyer. Credit notes act as a source document for the sales return journal...
A letter of credit (LC), also known as a documentary credit or bankers commercial credit, or letter of undertaking (LoU), is a payment mechanism used in...
Consumer Credit Act 1974 (c. 39) is an Act of the Parliament of the United Kingdom that significantly reformed the law relating to consumer credit within...
A line of credit is a credit facility extended by a bank or other financial institution to a government, business or individual customer that enables the...
countries by credit rating, showing long-term foreign currency credit ratings for sovereign bonds as reported by the largest three major credit rating agencies:...
from quotes from a large panel of banks. In the credit derivative market a similar concept to reference rates is used. Pay offs are not determined by a...
statements and bank reference information Resolving credit issues Monitoring risk trends on behalf of management and sales personnel Credit analysts typically...
Closing credits, end credits and end titles are a list of the cast and crew of a particular motion picture, television show, and video game. While opening...
risk and may be used as a reference point to price loans or trigger collateral calls. Most lenders employ their models (credit scorecards) to rank potential...
both spent and unspent criminal records. A check of credit and financial history with a creditreference agency. A check of Security Service (MI5) records...
normally enters reference information to make it easy for the payee to recognise who made the deposit and which account to credit. The reference may be an account...
investigation report on a data breach involving the unauthorised access of a creditreference database platform. The Report highlights the need for organizations...
refer to: Chase Sapphire Preferred, a credit card Preferred frame, in physics, a special hypothetical frame of reference Preferred number, standard guidelines...
register are available to certain groups and individuals, such as creditreference agencies and political parties. An 'edited' or 'open' version of the...