Community banking is a non-traditional form of money-lending.[1] Unlike banks or other classic lending institutions, the funds that community banks lend to borrowers are gathered by the local community itself. This tends to mean that the individuals in a neighborhood or group have more control over who is receiving the capital and how that capital is being spent. This practice has existed in some form for centuries; in ancient Egypt, for example, when grain was often used as currency, local granaries would store and distribute the community’s food supply.[2] Since that time, a variety of community banking models have evolved.
^Minsky, Hyman P. (March–April 1993). "Community development banks: An idea in search of substance". Challenge. 36 (2): 33–41. doi:10.1080/05775132.1993.11471653.
^Gascoigne, Bamber. "Historyworld". History of Banking. Retrieved March 1, 2014.
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and places. Bond of association Chit fund Collaborative finance Communitybankingmodels Friendly society Microcredit Solidarity lending F. J. A. Bouman...
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This history of central banking in the United States encompasses various bank regulations, from early wildcat banking practices through the present Federal...
Network[permanent dead link] Community-Wealth.org CDFI Models, Best Practices, and Research Resources The CDFI Banking Sector: 2012 Annual Report on...
portal Fractional-reserve banking Free banking Full-reserve banking Bank for International Settlements History of central banking in the United States List...