Health Care and Education Reconciliation Act (H.R. 4872)
Reforms
Obama administration proposals
Public opinion
Reform advocacy groups
Rationing
Insurance coverage
Systems
Free market
Health insurance exchange
Nationalized insurance
Publicly-funded
Single-payer
Canadian vs. American
Two-tier
Universal
Third-party payment models
All-payer rate setting
Capitation
Fee-for-service
Global payment
United States portal Health care portal
v
t
e
Informally, a Cadillac plan is any unusually expensive health insurance plan, usually arising in discussions of medical-cost control measures in the United States.[1][2][3][4] The term derives from the Cadillac automobile, which has represented American luxury goods since its introduction in 1902,[1] and as a health care metaphor dates to the 1970s.[1] The term gained popularity in the early 1990s during the debate over the Clinton health care plan of 1993,[1] and was also widespread during debate over possible excise taxes on "Cadillac" plans during the health care reforms proposed during the Obama administration.[1] (Bills proposed by Clinton and Obama did not use the term "Cadillac".)
A study published in Health Affairs in December 2009 found that high-cost health plans do not provide unusually rich benefits to enrollees. The researchers found that 3.7% of the variation in the cost of family coverage in employer-sponsored health plans is attributable to differences in the actuarial value of benefits. 6.1% Of the variation is attributable to the combination of benefit design and plan type (e.g., PPO, HMO, etc.). The employer's industry and regional variations in health care costs explain part of the variation. The researchers conclude "…that analysts should not equate high-cost plans with Cadillac plans, but that in fact other factors—industry and cost of medical inputs—are as important in predicting whether a plan is a high-cost plan. Without appropriate adjustments, a simple cap may exacerbate rather than ameliorate current inequities."[5]
^ abcdeBeam, Christopher (October 14, 2009). "Do I have a "Cadillac Plan"? An Explainer health care FAQ". Slate. Retrieved October 15, 2009.
^Abelson, Reed (September 20, 2009). "A Tax on Cadillac Health Plans May Also Hit the Chevys". The New York Times. Retrieved October 15, 2009.
^Hit, Greg (September 26, 2009). "House Weighs 'Cadillac-Plan' Tax". The Wall Street Journal. Retrieved October 15, 2009.
^Gold, Jenny (January 15, 2010). "'Cadillac' Insurance Plans Explained". Kaiser Health News. Retrieved March 22, 2010.
^Gabel, J.; Pickreign, J.; McDevitt, R.; Briggs, T. (2009). "Taxing Cadillac Health Plans May Produce Chevy Results". Health Affairs. 29 (1): 174–181. doi:10.1377/hlthaff.2008.0430. PMID 19959542.
and 23 Related for: Cadillac insurance plan information
Informally, a Cadillacplan is any unusually expensive health insuranceplan, usually arising in discussions of medical-cost control measures in the United...
office buildings.[needs update] Cadillac Fairview is wholly owned by the Ontario Teachers' Pension Plan. The name "Cadillac Fairview" came into existence...
The Cadillac Escalade is a full-size luxury SUV manufactured by General Motors and marketed by their luxury division Cadillac. It was the luxury brand's...
construction accounts was not replaced. Taxes for Cadillacinsuranceplans and medical devices and a health insurance fee were all permanently repealed. The Export–Import...
so-called "Cadillac" tax on health insurance benefits, an excise tax on medical devices, and the Health Insurance Tax. The American Rescue Plan Act of 2021...
notably the individual and employer mandates as well as the taxes on Cadillacinsuranceplans. Some conservatives in both the House and Senate opposed the bill...
those lacking employer-based health insurance. The plan also called for the repeal of the Cadillacinsuranceplan tax and its replacement with a similar...
State Farm Insurance is a group of mutual insurance companies throughout the United States with corporate headquarters in Bloomington, Illinois. Founded...
later, Charles Brisco insured his 1925 Cadillac Phaeton and became the first Farmers customer. 1935 Truck Insurance Exchange, a new reciprocal insurer, was...
notably the individual and employer mandates as well as the taxes on Cadillacinsuranceplans. Some conservatives in both the House and Senate opposed the bill...
("Cadillac") insuranceplans is introduced. The tax (as amended by the reconciliation bill) is on insurance premiums in excess of $27,500 (family plans)...
It is owned by Cadillac Fairview, the Ontario Pension Board, and the Workplace Safety and Insurance Board, and is managed by Cadillac Fairview. Based...
tax" for high cost 'Cadillac' insuranceplans. A study published in Health Affairs in December 2009 found that high-cost health plans do not provide unusually...
Mary Kay Cadillac". GM Authority. Archived from the original on August 15, 2021. Retrieved June 2, 2022. Brochure: Mary Kay Career Car Plan Guidelines —...
Progressive Corporation is an American insurance company. In late 2022, Progressive became the largest motor insurance carrier in the U.S. The company was...
meanwhile, relies largely on an "excise tax" for high cost 'Cadillac' insuranceplans, as well as an increase in the Medicare payroll tax for high earners...
the annual fee on health insurance providers, and delay the excise tax on high premium health plans (the so-called "Cadillac tax"). Allow insurers to...
Mandatory on GMC, Buick, Cadillac Models". The Drive. Retrieved 2022-08-11. Hall, Kalea. "GM makes OnStar, connected services plan standard on some vehicles"...
The Allstate Corporation is an American insurance company, headquartered in Glenview, Illinois (with a Northbrook, Illinois address) since 2022. Founded...
create their own insurance company. In three months and 20 days, the two convinced 90 stockholders to invest using a hand-written business plan, raising $31...
Motors Group Insurance Program to provide life insurance to its employees. The following year, after the success of the 1927 model of the Cadillac LaSalle...
finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment...
offering access, insurance, maintenance and support within a single package. Cadillac has described the objective of Book by Cadillac as being to grow...
Global Information
United States portal
Health care portal