Australian Payments Network Limited (AusPayNet), formerly the Australian Payments Clearing Association (APCA)[1] is the self-regulatory body set up by the payments industry to improve the safety, reliability, equity, convenience and efficiency of payment systems in Australia.
AusPayNet has over 140 members[2] which include Australia's leading financial institutions, such as banks, building societies and credit unions, as well as major retailers and other service providers.[3]
AusPayNet administers a number of payment systems in Australia. AusPayNet sets, manages and develops regulations, procedures and standards governing payments clearing and settlement within Australia. Payments systems covered by AusPayNet's rules include cheques, direct debits and credits, aspects of ATM and EFTPOS transactions, high value payments and the distribution of wholesale cash. Its role includes strategic direction and regulatory policy for the Australian payments system.
AusPayNet provides a venue for collaboration and cross-industry innovation on these issues and works closely with government, regulators, payments stakeholders and individuals to improve the payments system.
AusPayNet is also the official issuer and custodian of Bank State Branch (BSB) numbers, the bank code system used in Australia. AusPayNet assigns the bank code to a financial institution who then allocates the other digits, in line with guidelines set by AusPayNet. AusPayNet also manages the Magnetic ink character recognition (MICR) cheque encoding standards in Australia.[4]
^[1] AusPayNet media release
^Australian Payments Network. "Response submission re: 'Improving the technology neutrality of Treasury portfolio laws'" (PDF). www.treasury.gov.au. Treasury. Retrieved 4 October 2022.
^[2]. AusPayNet. Retrieved on 2 May 2019.
^Guidelines for Companies Intending to Issue MICR Encoded Cheques
and 27 Related for: Australian Payments Network information
AustralianPaymentsNetwork Limited (AusPayNet), formerly the AustralianPayments Clearing Association (APCA) is the self-regulatory body set up by the...
The New Payments Platform (NPP), operated by New Payments Platform Australia Ltd (NPPA) is an industry-wide payments platform for Australia. It was first...
the Johannesburg Stock Exchange and was the former CEO of the AustralianPaymentsNetwork. Fourie graduated with a Bachelor of Arts (BA) degree from the...
and electronic transactions, but not in payment card numbering. In Australia, the AustralianPaymentsNetwork (AusPayNet) is now the regulatory body of...
paper-based payments in Australia, under the governance of the AustralianPaymentsNetwork (APN). "Cheques". AustralianPaymentsNetwork. Archived from the...
several payment systems in use within Australia, many of which are regulated by AustralianPaymentsNetwork (AusPayNet) (previously called Australian Payments...
Unified Payments Interface, commonly referred to as UPI, is an Indian instant payment system as well as protocol developed by the National Payments Corporation...
Interac Online Payments service. If you use Interac Online Payment service to make CRA tax payments: You will be able to make tax payments to CRA using...
Zelle (/zɛl/) is a United States–based digital paymentsnetwork run by a private financial services company owned by the banks Bank of America, Truist...
process batches of payments containing numerous transactions, and it charges fees low enough to encourage its use for low value payments. The first automated...
Workforce Australia is an Australian Government-funded network of organisations (private and community, and originally also government) that are contracted...
overtaken by global EMV based systems with contactless payments or QR code payment systems. The payment cards used by EFTPOS systems are plastic cards complying...
Social security, in Australia, refers to a system of social welfare payments provided by Australian Government to eligible Australian citizens, permanent...
Contactless payments are made in close physical proximity, unlike other types of mobile payments which use broad-area cellular or Wi-Fi networks and do not...
The company processes payments made through credit cards, debit cards, and digital and contactless payments. Global Payments was founded in 1996 and...
exchanged by banks at clearing houses for payments to be made between bank accounts. When electronic payments entered the banking systems from the 1970s...
Canada, United Kingdom, Australia, and many other countries. In Australia, the system is managed by the AustralianPaymentsNetwork. The CMC-7 font was developed...
upend global payments system", Henny Sender (7 July 2020), Financial Times. Retrieved 20 May 2022. "Airwallex and Plaid partner on payments". Finextra Research...
Centrelink, is a Services Australia master program of the Australian Government. It delivers a range of government payments and services for retirees...
capturing information from payments cards and a network connection to access the paymentnetwork for authorization. A payment terminal allows a merchant...
Transaction Network Services (TNS) is a privately held, multinational company in the payments, financial and telecommunications industries. TNS is the...
call centre. The bank is licensed by the Australian Securities & Investments Commission, is regulated by Australian Prudential Regulatory Authority as a bank...
app. QR code payment codes are used for local in-store payments. The Alipay app also provides features such as credit card bill payments, bank account...
accounts. Payments can be made to any registered Singaporean mobile number, NRIC, corporate Unique Entity Number (UEN) or Virtual Payment Address (VPA)...
Australia (formerly Cabcharge Australia) is an Australian based taxi operator. Founded in 1976 by Reg Kermode, Cabcharge was listed on the Australian...