Insurance Rate Reductions and Regulation Initiative
Results
Choice
Votes
%
Yes
4,844,312
51.13%
No
4,630,752
48.87%
Elections in California
Federal government
U.S. President
1852
1856
1860
1864
1868
1872
1876
1880
1884
1888
1892
1896
1900
1904
1908
1912
1916
1920
1924
1928
1932
1936
1940
1944
1948
1952
1956
1960
1964
1968
1972
1976
1980
1984
1988
1992
1996
Dem
Rep
2000
Dem
Rep
2004
Dem
Rep
2008
Dem
Rep
2012
Dem
Rep
2016
Dem
Rep
2020
Dem
Rep
2024
Dem
Rep
U.S. Senate
1849
1850
1852 sp
1856
1857 sp
1860
1860 sp
1868
1872
1873
1873 sp
1878
1880
1885
1886 sp
1887
1891
1891 sp
1893
1895 sp
1897
1900 sp
1903
1905
1909
1911
1914
1916
1920
1922
1926
1928
1932
1934
1938
1940
1944
1946
1946 sp
1950
1952
1954 sp
1956
1958
1962
1964
1968
1970
1974
1976
1980
1982
1986
1988
1992
1992 sp
1994
1998
2000
2004
2006
2010
2012
2016
2018
2022
2022 sp
2024
2024 sp
2028
U.S. House of Representatives
1849
1851
1852
1854
1856
1859
1861
1863
1864
1867
1868
1871
1872
1875
1876
1879
1880
1882
1884
1886
1888
1890
1892
1894
1896
1898
1900
1902
1904
1906
1908
1910
1912
1914
1916
1918
1920
1922
1924
1926
1928
1930
1932
1934
1936
1938
1940
1942
1944
1946
12th
1948
1950
1952
1954
1956
1958
1960
1962
1964
1966
1968
1970
1972
1974
1976
1978
1980
1982
1984
1986
1987
5th sp
1988
1990
1992
1994
1996
1998
2000
2001
32nd sp
2002
2004
2005
5th sp
48th sp
2006
50th sp
2007
36th sp
2008
12th sp
2009
10th sp
32nd sp
2010
2011
36th sp
2012
2014
2016
2017
34th sp
2018
2020
25th sp
2022
22nd sp
2024
16th
20th sp
30th
45th
47th
v
t
e
State government
Executive
Governor
1849
1851
1853
1855
1857
1859
1861
1863
1867
1871
1875
1879
1882
1886
1890
1894
1898
1902
1906
1910
1914
1918
1922
1926
1930
1934
1938
1942
1946
1950
1954
1958
1962
1966
1970
1974
1978
1982
1986
1990
1994
1998
2002
2003 (recall)
2006
2010
2014
2018
2021 (recall)
2022
2026
Lieutenant governor
1950
1954
1958
1962
1966
1970
1974
1978
1982
1986
1990
1994
1998
2002
2006
2010
2014
2018
2022
2026
Attorney general
1970
1974
1978
1982
1986
1990
1994
1998
2002
2006
2010
2014
2018
2022
Secretary of state
1970
1974
1978
1982
1986
1990
1994
1998
2002
2006
2010
2014
2018
2022
Treasurer
1994
1998
2002
2006
2010
2014
2018
2022
Controller
1994
1998
2002
2006
2010
2014
2018
2022
Insurance commissioner
1994
1998
2002
2006
2010
2014
2018
2022
Superintendent
1994
1998
2002
2006
2010
2014
2018
2022
Board of equalization
2018
2022
Legislature
Senate
1988
1990
1992
1994
1996
1998
2000
2002
2004
2006
2008
2010
2012
2014
2016
2018
2020
2022
2024
Special
Assembly
1992
1994
1996
1998
2000
2002
2004
2006
2008
2010
2012
2014
2016
2018
2020
2021 (79th sp)
2022 (17th sp)
2024
Special
Judiciary
Court of appeals
1994
1998
2002
2006
Elections by year
1992
1994
1996
1998
2000
2002
2004
2005
2006
2008
Feb
Jun
Nov
2009
2010
Jun
Nov
2012
Jun
Nov
2014
2016
2018
2020
2022
2024
v
t
e
State propositions
1910–1919
1911
4
7
8
1960–1969
1964
14
1970–1979
1978
6
8
13
1980–1989
1982
8
1986
64
65
1988
98
99
1990–1999
1994
187
1996
196
209
215
218
1998
6
10
227
2000–2009
2000
21
22
36
39
2003
53
54
2004
1A
55
56
57
58
59
60
60A
61
62
63
64
65
66
69
71
2005
73
74
75
76
77
78
79
80
2006
81
82
83
85
87
89
90
2008
91
92
93
94, 95, 96, and 97
98 and 99
1A
2
3
4
5
6
7
8
9
10
11
12
2009
1A
1B
1C
1D
1E
1F
2010–2019
2010
13
14
15
16
17
19
20
21
22
23
24
25
26
27
2012
29
30
32
34
37
38
39
2014
1
2
41
42
45
46
47
48
2016
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
2018
68
69
70
71
72
6
7
8
9
10
11
12
2020–2029
2020
13
14
15
16
17
18
19
20
21
22
23
24
25
2022
1
26
27
28
29
30
31
2024
1
Full list
v
t
e
Los Angeles County
Los Angeles County
Board of supervisors
1980
1996
2006
2008
2010
2012
2014
2016
2018
2020
2022
2024
Ballot measures
1980
A
2008
R
2012
B
J
2016
M
Elections
2020
2022
2024
Los Angeles
Mayor
1896
1898
1900
1902
1904
1906
1909 (sp)
1909
1911
1913
1915
1917
1919
1921
1923
1925
1929
1933
1937
1938
1941
1945
1949
1953
1957
1961
1965
1969
1973
1977
1981
1985
1989
1993
1997
2001
2005
2009
2013
2017
2022
City attorney
2009
Ballot measures
1986
U
2017
S
Elections
2009
2011
2013
2015
2017
2019 (sp)
2020
2022
2023 (sp)
2024
Long Beach
Mayor
1994
1998
2002
2006
2010
2014
2018
2022
v
t
e
Orange County
Orange County
Board of supervisors
2018
2020
2022
2024
District attorney
2018
Anaheim
Mayor
2002
2006
2010
2014
2018
2022
Irvine
Mayor
1988
1990
1992
1994
1996
1998
2000
2002
2004
2006
2008
2010
2012
2014
2016
2018
2020
2022
2024
Costa Mesa
Municipal
1947
1953
1954
1956
1958
1960
1962
1964
1966
1968
1970
1972
1974
1976
1978
1980
1982
1984
1986
1988
1990
1992
1994
1996
1998
2000
2002
2004
2006
2008
2010
2012
2014
2016
2018
2020
2022
2024
v
t
e
Sacramento
Mayor
2000
2004
2008
2012
2016
2020
2024
v
t
e
San Diego County
San Diego County
Board of supervisors
2020
San Diego
Mayor
1887
1889
1891
1893
1895
1897
1899
1901
1903
1905
1907
1909
1911
1913
1915
1917
1919
1921
1923
1925
1927
1929
1931
1932
1935
1939
1943
1947
1951
1955
1959
1963
1967
1971
1975
1979
1983 (sp)
1984
1986 (sp)
1988
1992
1996
2000
2004
2005 (sp)
2008
2012
2013–14 (sp)
2016
2020
2024
City attorney
2004
2008
2012
2016
2020
City council
2002
2004
2006
2008
2010
2012
2014
2016
2018
2020
Special
v
t
e
San Francisco
Mayor
1955
1959
1963
1967
1971
1975
1979
1983 (recall)
1983
1987
1991
1995
1999
2003
2007
2011
2015
2018 (sp)
2019
2024
District attorney
2019
2022 (recall)
2022 (sp)
2024
Board of supervisors
1977
1996
1998
2000
2002
2004
2006
2008
2010
2012
2014
2016
2018
2020
2022
2024
Board of education
2018
2022 (recall)
Elections
2004
Mar
Nov
2005
2006
Jun
Nov
2007
2008
Feb
Jun
Nov
2009
2010
Jun
Nov
2011
2012
Jun
Nov
2013
2022
Feb
v
t
e
San Jose
Mayor
1974
1978
1982
1986
1990
1994
1998
2002
2006
2010
2014
2018
2022
2024
v
t
e
Other localities
Bakersfield
Mayoral elections:
2004
2008
2012
2016
2020
2024
Fresno
Mayoral elections:
1996
2000
2004
2008
2012
2016
2020
2024
Oakland
Mayoral elections:
1994
1998
2002
2006
2010
2014
2018
2022
Riverside
Mayoral elections:
1997
2001
2005
2009
2012
2016
2020
2024
San Bernardino
Mayoral elections:
2005
2009
2014
2018
2022
Stockton
Mayoral elections:
2008
2012
2016
2020
2024
v
t
e
v
t
e
California voters passed Proposition 103 on November 8, 1988. It in effect made insurance companies require "prior approval" from the California Department of Insurance before implementing property and casualty insurance rates. It passed with 51% of the vote.[1]
The measure expanded the Department's responsibility for enforcement to include: property insurance, automobile insurance, life insurance and other types of casualty coverage. Proposition 103 made the California Insurance Commissioner an elected position (previously being a governor-appointed position).[2]
The ballot measure required insurers "roll back" their rates 20 percent. Proposition 103 devised a process enabling consumer participation in the setting of insurance rates, and allowed consumer "intervenors" witness fees and expenses in some cases.[3]
^ Ralph Nader (2004). In Pursuit of Justice: Collected Writings 2000-2003. Seven Stories Press. pp. 240–. ISBN 978-1-58322-629-2.
^Fredrick C. Harris; Robert C. Lieberman (30 June 2013). Beyond Discrimination: Racial Inequality in a Post-Racist Era. Russell Sage Foundation. pp. 280–. ISBN 978-1-61044-817-8.
^J. David Cummins (23 June 2004). Deregulating Property-Liability Insurance: Restoring Competition and Increasing Market Efficiency. Brookings Institution Press. pp. 196–. ISBN 978-0-8157-9841-5.
and 21 Related for: 1988 California Proposition 103 information
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Adult Use of Marijuana Act (AUMA) (Proposition 64) was a 2016 voter initiative to legalize cannabis in California. The full name is the Control, Regulate...
impacts on low-income property insurance policyholders, and the 1988CaliforniaProposition103. In November 2023, the Senate Budget Committee opened a related...
Federation of America estimated that Proposition103 has saved California consumers over $100 billion since 1988. Rosenfield's consumer advocacy work...
organization was founded in 1985 by CaliforniaProposition103 author Harvey Rosenfield and is headquartered in Santa Monica, California. Its chief officers include...
are protected. As a result of the passage of Proposition103 in 1988, the elected office of the California Insurance Commissioner was created in 1991....
Proposition 60A was an amendment of the Constitution of California, enacted in 2004, relating to funds from the sale of government property. It was proposed...
Proposition 60 was an amendment of the Constitution of California, enacted in 2004, guaranteeing the right of a party participating in a primary election...
remains at $132 billion. With the passage of Proposition 30 in 2012 and Proposition 55 in 2016, California now levies a 13.3% maximum marginal income tax...
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ruling, the Constitution of California was modified to reinstate capital punishment under an initiative called Proposition 17. In 1973 a new statute was...
whether this decrease was a result of Proposition103. Proposition103 enacted Section 1861.01 of the California Insurance Code, which explicitly required...
election, voters approved Proposition 11, which shifted redistricting powers away from the legislature and created the California Citizens Redistricting...
2011. In 2010, Proposition 19, titled the "Regulate, Control, and Tax Cannabis Act of 2010", qualified for the November California ballot. It failed...
supporter of gay marriage and donated $500 in 2008 to help defeat Proposition 8 in California, a gay marriage ban. She is involved with A Better Choice For...
Angeles Times. Los Angeles, California. August 3, 2010. Retrieved June 23, 2020. Pelisek 2017, p. 100-101. Pelisek 2017, p. 103. Pelisek 2017, p. 107-108...
Northern California. With a population of 808,437 residents as of 2022, San Francisco is the fourth most populous city in the U.S. state of California behind...
by its initials L.A., is the most populous city in the U.S. state of California. With roughly 3.9 million residents within the city limits as of 2020[update]...
Metrolink, Coaster, Caltrain, Amtrak California, and others. On November 4, 2008, the people of California passed Proposition 1A, which helped provide financing...
Global Information
